Friday, July 6, 2018

5 Tips for Planning a Beach Vacation on a Budget

Who's been dreaming of a beach vacation lately? We know we have! But, who has the money to be able to afford something like that? Our bank in Osage Beach knows a thing or two about saving money. First Bank of the Lake is delighted to share a few tips for planning a beach vacation on a budget. If you are interested in saving your cash with an experienced community bank, give us a call at 573-348-2265 today.


5 Tips for Planning a Beach Vacation on a Budget


Tip #1: Be strategic when choosing the beach you want to vacation too.

If you live close to a beach, then you are lucky! You could just drive to the beach and hang out for the day and come back, no flight or lodging costs for you. However, for those of us who don't live so close, it's a different story. According to FLIPKEY®, there are quite a few affordable beaches to travel to right off the panhandle of Florida. There are several cheaper lodging options to choose from there. No matter what beach you choose to vacation too, just research the local lodging and plane ticket costs before you get excited about the location.

Tip #2: Start saving NOW.

Give yourself as much as time as possible to save for that beach vacation. Every little bit helps. You may be surprised where you can save substantial amounts of money just by making small changes in your life. For example:

  • Avoid buying expensive coffee and make it at home
  • Temporarily avoid making the large lavish purchase until you get back from vacation, clothes shopping trips, entertainment products, etc.
  • Buy groceries, meal plan, and eat in instead of eating out 

Tip #3: Avoid purchasing expensive souvenirs and take pictures instead.

Half the time those souvenirs people buy may not even be worth keeping. If you truly want to "capture the memory" and save money - make unforgettable memories with your family and take photos while you do.



Tip #4: Enjoy the FREE activities.

One of the best things about having a beach vacation is the BEACH. It's typically free to just lounge and lay out on the beautiful sandy beaches while listening to the waves roll in. Go seashell hunting, bring a football and play catch, bring your boogie board and go boogie boarding. There are several free activities to enjoy and keep you entertained without having to "break the bank."

Tip #5: Travel during the week.

You may be able to save money on your airplane ticket by choosing to fly during the week versus on a weekend. Check your airlines for the best rates.

Save for That Beach Vacation with First Bank of the Lake!


You can build your savings for that ultimate beach vacation automatically with the Kasasa Free Saver® at First Bank of the Lake. We don't believe in selling customers financial products they don't need. If you are looking to save in a quick and efficient way for an upcoming trip, the Kasasa Free Saver® is a great place to start. If you'd like to learn more about this fantastic product, give us a call today at 573-348-2265 or stop by and visit with us at 4558 Osage Beach Parkway, Suite 100. We are located by the entrance of the Osage Beach Premium Outlets.


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First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

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