Friday, November 15, 2019

How To Save Money This Christmas

Christmas 2019 will be here before you know it! This is supposed to be a happy time of year but many people are stressing about how they will be able to afford it. Our bank at the Lake of the Ozarks is here to let you know you shouldn't worry because there are ways you can save money this Christmas but still deliver an awesome holiday party to your loved ones. Keep reading for a few of those money-saving holiday tips. If you would REALLY like to save some money this year, open up a fantastic savings account at the Lake of the Ozarks. First Bank of the Lake offers the Free Kasasa Saver® that can help you build your savings automatically.


Money-Saving Holiday Tips


Try Secret Santa This Year!
Instead of having to purchase gifts for all family members and friends that attend your Christmas party each year, draw names at Thanksgiving (where the same people will likely be) and hold a Secret Santa drawing, where each person only buys one present and it's for whoever they drew for Secret Santa. This way you could save a ton of money as you are only buying one gift versus the several you normally would buy for everyone.

Have a Budget and Stick To It!
Know what you can realistically spend this year for Christmas 2019 and stick to that. Don't be tempted to spend even more money and focus on your budget. You don't have to spend tons of money to make Christmas special because that's not what this holiday is all about.

Shop The Deals, There's More This Year!
It has been announced that Black Friday deals have started very early this year, as early as the day after Halloween. There are six fewer shopping days this year, so take advantage of these deals because you can start saving money on your Christmas shopping right now.


Make Christmas Dinner a Pot Luck!
Rather than spending so much money on several Christmas dishes this year, start a pot luck tradition! This allows for family members and friends who may be attending your Christmas party to bring in dishes. This way you only have to spend money on one dish, versus every dish. In addition to saving money, pot luck can also save you a ton of time and stress.


Save Money For Christmas 2019 with First Bank of the Lake!


All of us here at First Bank of the Lake would like to wish everyone a very happy holiday season this year. We know that while this is supposed to be a very special time of year, it can be stressful at times financially. Our Lake of the Ozarks bank hopes you found these money-saving holiday tips enlightening and that they help you with your holiday preparations this year. To really save money for Christmas this year, look into the Free Kasasa Saver® at First Bank of the Lake. To learn more about this fantastic savings product, please visit our website at www.FirstBankLake.com or give us a call today at 573-348-2265.


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First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Friday, November 8, 2019

Holiday Light Display Events at the Lake of the Ozarks

The holidays are upon us! What a magical time of year this is, especially at the Lake of the Ozarks. Our local bank in Osage Beach just LOVES the special things this community does around the holidays. This bank at the Lake of the Ozarks is here to give you information on where the holiday light parks are and when you can enjoy them this year. To bank local and support your community, visit First Bank of the Lake. See the products we offer at www.FirstBankLake.com.


Holiday Light Display Events at the Lake of the Ozarks



Lake Holiday Light Parks
Nov 20, 2019 - Jan 01, 2020
Various Locations throughout the Lake area
Entire Lake Area
Osage Beach MO 65065
Phone: 1-800-386-5253 or 573-348-1599

Enchanted Village of lights
Nov. 22, 2019 - Jan 2, 2020
Laurie Fairgrounds
269 Fairgrounds Road, Laurie, MO
573-374-8776
Open Nightly 5 pm to 9 pm (10 pm weekends)

St. Patrick's Festival of Lights
Nov 28, 2019 - Jan 1, 2020
Shrine of St. Patrick/ Mother's Shrine
176 Marian Drive, Laurie, MO
573-374-7855
Open Nightly 5 pm to 10 pm

Versailles Unity Circle of Lights
Nov 29, 2019 - Jan 2, 2020
Versailles City Park
Jct Hwy 5 and 52, Versailles, MO
573-378-4634
Open nightly from dusk until midnight

Osage Beach Holiday Lights
Nov 30 - Dec 29, 2019
Osage Beach City Park & Osage Beack Pkwy
950 Hatchery Rd, Osage Beach, MO
573-302-2000
Open nightly


Happy Holidays from First Bank of the Lake!


All of us here at our local community bank in Osage Beach hope you enjoyed reading about all the holiday light parks at the Lake of the Ozarks. We hope you have fun with your friends, family, and other loved ones this year. Again to bank with a local bank and support your community, check out First Bank of the Lake. We've said it before and we'll say it again but, when you work with a local bank, you put your money to work growing the local economy. We share a common commitment to our community with our customers. It's important that this community comes together to stay strong, financially. Not only is it important for businesses to support each other but it takes residents coming together too, to buy local and really help this community thrive. Bank local and choose First Bank of the Lake, your 5-Star rated community bank (BAUER FINANCIAL). Learn more about us by visiting our website at www.FirstBankLake.com. You can also give us a call or stop by, our phone number and location are listed below. Happy Holidays to all!


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First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Friday, November 1, 2019

FAQs About the Free Kasasa® Saver

Here at our community bank at the Lake of the Ozarks, we truly understand how important it is to save every cent you can these days. Doing that means having savings options that work for you! That's where our bank in Osage Beach comes in. Our Lake of the Ozarks bank specializes in providing savings accounts that help you build your savings automatically. The savings account we are featuring in this week's blog is called the Free Kasasa Saver®. This is a very popular product with our customers. Keep reading for a few frequently asked questions about the Free Kasasa Saver® and our answers.

FAQs About the Free Kasasa® Saver


Q: What makes saving money with the Kasasa® Saver so easy?

A: Free Kasasa Saver® is saving simplified. You can connect it to your Kasasa Cash® or Kasasa Cash Back® checking to build your savings effortlessly. When you earn cash rewards in your Kasasa checking, those earnings transfer into your Kasasa Saver.

Q: What are some of the benefits of choosing the Free Kasasa® Saver over other savings accounts?

A: Some of the benefits of having the Free Kasasa Saver® include:

  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.75% APY* on balances up to $25,000
  • 0.75% to 0.35% APY* on balances over $25,000 depending on balance in account**
  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free e-statements
  • Free debit card
  • $25 minimum deposit to open

Q: What do you mean when you say "earn rewards"?

A: We also have Kasasa® checking accounts here. You can learn more about those HERE. Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log into online banking

That’s really it! Even if you don’t meet these qualifications, there are no penalties — your accounts are still free. Plus, you’ll still earn our base rate on your Kasasa Saver balance. And you can get right back to earning your full rewards the very next cycle that you qualify.

**Please Click Here For Our Kasasa Cash with Saver Disclaimer
**Please Click Here For Our Kasasa Cash Back with Saver Disclaimer
**Please Click Here For Kasasa Qualification Cycle & Statement Cycle Dates
*APY=Annual Percentage Yield


All of us here at our friendly bank at the Lake of the Ozarks hope you found these frequently asked questions and answers helpful in understanding the Free Kasasa® Saver more. If you have any questions or would like to learn more about this phenomenal savings account at the Lake of the Ozarks, please do not hesitate to give us a call. The great staff at First Bank of the Lake can be reached at (573) 348-2265. You can also visit our website at www.FirstBankLake.com for more information on all our wonderful banking products.


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First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Friday, October 25, 2019

How To Plan Your Halloween Party On a Budget

Halloween parties can be very fun but also really expensive. Our bank at the Lake of the Ozarks is here to give you a few tips for planning your Halloween party on a budget. Our Osage Beach bank understands how important it is to save every cent you can these days, which is why we offer savings accounts at the Lake of the Ozarks that are designed to help you build your savings automatically. For more information on the Free Kasasa Saver®, please call First Bank of the Lake today at (573) 348-2265. You can also visit our website for more information at www.FirstBankLake.com.


How To Plan Your Halloween Party On a Budget


Potlucks are GREAT for saving money at parties.
If you are on a very strict budget this year and are trying very hard to stick to it, but you still want to throw an awesome party, you can do it. You'll just need to change things up a bit and be a little more selective on where you spend money. When it comes to food, throwing a potluck is a good way to do that.

DIY or Do It Yourself when it comes to your decorations.
There are so many tutorials on free printable templates out there that can help you design the BEST decorations for the perfect Halloween party without having to spend a bunch of money doing so. Here are a few examples of DIY Halloween decorations:

  • Fake tombstones in your yard made from cardboard and paint
  • Bats hanging from your front porch made from black cardstock paper and fishing line
  • Witches legs next to your house made from paper town rolls, paints, and shoes (appearing as if your house fell on a witch like in The Wizard of Oz)

Dollar stores are your best friend.
When it comes to gathering supplies for DIY Halloween decorations when you're on a budget, go to your local dollar store. You can find all sorts of great supplies there, such as battery-operated tea candles to go inside of pumpkins, fake fall-themed garland, and flowers, and Halloween candy for example.

Happy Halloween From First Bank of the Lake!


All of us here at our bank at the Lake of the Ozarks hope you found these tips for planning your Halloween party on a budget. Again, we understand how important saving money anywhere you can is these days. Build your savings automatically with the Kasasa Free Saver® at First Bank of the Lake. At First Bank of the Lake, we don't try to sell you a loan or service you don't need. And, we make all of our decisions right here at home - we use judgment and compassion when evaluating customer requests. Our goal is to find the right product or service to meet your financial needs. We're sure we have the perfect account to meet your needs. Call our friendly staff today at First Bank of the Lake and ask about the Free Kasasa Saver®. We can be reached at (573) 348-2265.


Want More Awesome Finance Tips? Sign Up For Our Newsletter!


First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Friday, October 18, 2019

Get To Know Our Team - Dionne Torrence

It's that time again! Our monthly Get to Know Our Team series is still in full effect. Each month we ask our AWESOME employees a series of ten questions and feature their answers to you in a blog so you can get to know them better! Our bank at the Lake of the Ozarks is here to feature our very own Dionne Torrence to you in this week's blog. If you would like to bank with a community bank in Osage Beach who has a passion for delivering fantastic customer service to each and every customer who walks through our doors or drives through our drive-thru, call First Bank of the Lake today! We can be reached at (573) 348-2265. You can also learn more about us by checking out our website at www.FirstBankLake.com.

Get To Know Our Team - Dionne Torrence


1. How did you get started in the banking industry?  I needed a change… applied as a teller, for a local bank and found that working in banking provided me with a skill set that was always needed.

2. What is your position at the bank? What are some of your key responsibilities?  My title is a Loan Coordinator, and I am responsible for making sure that all documents are prepared as well as gathering all information required for the bank to meet all Compliance Regulations required by the Federal and State Government. I provide a seamless loan closing experience for the loan officers that I work with.

3. What brought you to the Lake of the Ozarks? My parents bought a 50 unit Resort/Hotel.  My then 4 year old son and I moved with them.  I loved being a part of Lake Life.

4. Where did you attend school? I graduated from Chillicothe High School in Chillicothe, Missouri.

5. What do you enjoy the most about your job? Firstly – the people I work with.  I couldn’t ask for better co-workers.  Secondly – banking is always changing.  There is always something new to learn.

6. How do you enjoy spending your time when not at work? I spend time with family.  We love to cook and gather together.  I have a dog that loves walking with me and going to Ha Ha Tonka State Park.  I am an avid reader and like to create and repurpose unique furniture.

7. When you were young, what did you want to be when you grew up?  I wanted to be a Psychologist.

8. What is your dream vacation destination? The Mediterranean Why? So much history and beauty to experience and the color of the water just draws me in.

9. What is something few people know about you? I’m an open book.

10. If you won the lottery, what would you do? I don’t know yet, but I hope to find out soon though.


All of here at our Lake of the Ozarks bank hope you enjoyed this blog and getting to know one of our very own a little better! For more information about our community bank and the products we offer, please visit our website at www.FirstBankLake.com. You can stop by and visit us! We are located right near the entrance to the Osage Beach Premium Outlets.


Want More Awesome Finance Tips? Sign Up For Our Newsletter!


First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Friday, October 11, 2019

More Fall Events at the Lake of the Ozarks

Our Lake of the Ozarks bank is so proud to be a part of this community and it brings us great joy to tell you about the local events happening here each month. In this week's blog, our Bank in Osage Beach is here to give you some need-to-know information regarding more fall events at the Lake of the Ozarks. To bank with your 5-star community bank at the Lake of the Ozarks, call First Bank of the Lake today at (573) 348-2265.


Source: www.FunLake.com

Apple Butter Days & Fall Festival
Oct 18, 2019 - Oct 19, 2019
Camden County Museum
206 South Locust Street
Linn Creek Missouri 65052
Phone: 573-346-7191 ext.8
Email: events@camdencountymuseum.org
Website: http://www.camdencountymuseum.org
Hours of Operation: 9:00 am – 4:00 pm

Event Details: Many crafters with a variety of items available will be here. There will also be:

  • Craft demonstrations
  • Quilt raffle
  • Apple butter
  • Apple pies  

The admission is free. A chili and soup lunch is available for donations.

YMCA Halloween Spooktacular and Trunk-Or-Treat
Oct 19, 2019
Tri-County YMCA of the Ozarks
950 Airport Rd
Osage Beach MO 65065
Phone: 573-348-9230
Email: ksovcik@lakeymca.org
Website: http://www.lakeymca.org
Hours of Operation: 1PM-3PM

Event details: Free food, games, coloring contest (must enter in advance), mighty machines, and spooky fun for just $2 per child will be available.

Lake Regional Cares For Kids Festival
Oct 19, 2019
Lake Regional Hospital-Lot B
54 Hospital Drive
Osage Beach Missouri 65065
Phone: 573-348-8222
Website: https://www.lakeregional.com/calendar/calendaritemdetail/?calendarid=6614&calendardate=10%2f21%2f2017+10%3a00+AM+(CDT)
Hours of Operation: 10:00 am - 1:00 pm

Event details: Helicopter and ambulance tours, an obstacle course for kids, pumpkin painting, car seat safety checks and much more will be available.

The Walking Dead Zombie Shoot
Oct 19, 2019
Haunted Holler/Fort 54 Paintball
651 Hiland Cr.
Osage Beach MO 65065
Phone: 573-692-2255
Email: fort54paintball@gmail.com
Website: https://www.facebook.com/Thehauntedholler/
Hours of Operation: 12:00 pm
Pricing: $10 for 100 paintballs

Event details: All ages get to shoot zombie walkers and BBQ, Music & Drink Specials will be available.

Witches N' Wine
Oct 19, 2019 - Oct 20, 2019
Shawnee Bluff Vineyard
8 Tolwood Rd
Eldon MO 65026
Phone: 573-365-1110
Email: events@shawneebluffwinery.com
Website: https://www.showclix.com/event/witches-n-wine-
Hours of Operation: 5 pm - 11 pm

Event details: Tickets are $20 and include a Complimentary Can of Shawnee Bluff Wine. This is for Ages 21 and up, Girlfriends Only Night Out. DJ & Dancing Proceeds of this Fundraiser Event are going towards the Missouri Forget Me Not Horse Sanctuary. This Charity Event is Rain, Snow or Shine, so please know that there are No Refunds.


First Bank of the Lake LOVES The Lake of the Ozarks!


All of us here at First Bank of the Lake hope you enjoyed learning about these local events. As we've said before, when you work with a local bank, you put your money to work growing the local economy! Loan approvals and other key decisions are made locally by people who live in YOUR community. We pride ourselves on having face-to-face relationships with our customers. Check out our website at www.FirstBankLake.com to learn more.


Want More Awesome Finance Tips? Sign Up For Our Newsletter!


First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Friday, October 4, 2019

First Bank of the Lake Raises Money For Segs4Vets To Support Injured Veterans

First Bank of the Lake is partnering with the Missouri Bankers Association to provide Segways for men and women injured in Iraq and Afghanistan. Our bank at the Lake of the Ozarks hopes to raise a great deal of money for Segs4Vets, a volunteer program that provides Segway mobile transporters to help severely injured veterans. In addition, our Lake of the Ozarks bank has decided to hold a drawing. Anyone who would like to stop by our bank in Osage Beach and make a donation will be entered to win a $100 Visa Gift Card. The drawing will happen on November 15.


“This is the 4th year that First Bank of the Lake has supported Segs4Vets,” said Mike Anderson, President and CEO. “We are honored to help the men and women who proudly serve to protect our freedoms. Participating in Segs4Vets gives our bank and our community the opportunity to thank veterans and their families for their sacrifices to keep our nation safe.”

MBA is conducting its 11th fundraising campaign for Segs4Vets, the association’s designated charity. Since 2009, banks in Missouri, their employees and communities and MBA associate members have raised more than $623,000 to support Segs4Vets. Donations from MBA members and their communities exceeded $74,000 in 2018. This year’s Segs4Vets goal is $77,000.

“Seven is key to this year’s Segs4Vets campaign,” said Max Cook, MBA president and CEO. “We can purchase seven Segways for $77,000 if we reach our 2019 goal, and this will push Segs4Vets donations from MBA and our members pass $700,000!”

Launched in 2005, Segs4Vets is a grassroots program administered by volunteers. The cost to provide a Segway is more than $10,000. The cost for an ALLY chair, a modified Segway chair, is $15,000. For every $1 donated, 98 cents supports Segs4Vets’ mission — helping severely injured men and women returning from Iraq and Afghanistan to choose the path of independence and to remain productive members of society.

“Every year, I tell bankers how much I am amazed at their generosity to support our veterans through Segs4Vets,” Cook said. “I am proud of First Bank of the Lake’s commitment to support the men and women who make sacrifices to support our freedoms.”

“When men and women serving our nation suffer serious injury and permanent disability, they must have resources and tools that help them live independently and contribute to society,” said Jerry Kerr, president and co-founder of Segs4Vets. “Segs4Vets empowers these men and women, giving them a new outlook on life.”


At our bank in Osage Beach, we don't try to sell you a loan or service you don't need. And, we make all of our decisions right here at home - we use judgment and compassion when evaluating customer requests. We are your 5-star community bank! Our goal is to find the right product or service to meet your financial needs. We're sure we have the perfect account to meet your needs. Come into First Bank of the Lake and talk with our friendly Account Specialists today!

The Missouri Bankers Association is a statewide trade and professional organization in Jefferson City that represents the interests of more than 250 banks and savings and loans in Missouri. MBA serves as the principal advocate for the Missouri banking community and provides educational opportunities, products and services that assist bankers with enhancing their banking operations. For more information, visit mobankers.com.

Segs4Vets is a nonprofit organization gifting Segways to combat injured veterans of the Iraq and Afghanistan wars, helping veterans choose the path of independence to once again become productive members of society and their families as they continue to serve our nation. Designated one of the Best Independent charities in America, Segs4Vets has been awarded the Independent Charities Seal of Excellence. For more information, visit segs4vets.com.


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First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265