Wednesday, August 21, 2019

Fantastic Factors About Mobile Banking

If you are extremely busy on a day to day basis and can barely find the time to treat yourself to lunch, let alone make a trip to the bank, this is the blog for you! Our bank at the Lake of the Ozarks is here to give you a few fantastic factors about mobile banking and information on how this great tool can make your life so much easier! If you haven't already checked this out, you should take just a few minutes to either go to the First Bank of the Lake website, www.FirstBankLake.com or give us a call at 573-348-2265 and learn more about mobile banking at the Lake of the Ozarks.


Fantastic Factors About Mobile Banking


Deposit your checks by simply taking a photo.
Perhaps, your company doesn't do direct deposit or you're a landlord that gets paid rent in checks every month. It is completely understandable that sometimes you just don't have time to drive to the bank. There is only so much time in the day. Mobile banking makes simply depositing checks 100 times easier. Save your gas and time and look into this feature.

Check your balance by easily pulling out your smartphone.
Maybe you have a large bill that is being paid online every month automatically and you know the due date is coming up but you're not sure whether you have the funds in your account to cover it. You may not always be in a place where you can call the bank to check your balance. Whether you are at work and there are no phone calls allowed or you're simply waiting in a doctor's office and would feel awkward making a phone call around strangers as you wait - mobile banking allows you to check your balance without making a phone call.

Build your savings easier.
You may have a savings goal each month, whether you want to put back 20% of your paycheck into savings or more, mobile banking allows you to transfer money from your checking to your savings within seconds. This convenience can be done at your fingertips and there is no need to waste time driving into the bank or making a phone call.


Need More Information on Mobile Banking at First Bank of the Lake?


Please give our bank in Osage Beach a call at 573-348-2265 today. Our friendly staff would be happy to walk you through the ins and outs of our Mobile Banking App and help get you signed up for it if you so choose. Get your questions about Mobile Banking answered today and call First Bank of the Lake now.


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First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Wednesday, August 14, 2019

Applying for an SBA Loan

Applying for an SBA Loan at the Lake of the Ozarks may seem intimidating, especially for a first time business owner but it really doesn't have to be. The right Lake of the Ozarks loan officer will make you feel at ease and communicate with you clearly throughout the entire process. With that in mind, First Bank of the Lake is here to give you a few tips for applying for an SBA Loan in Missouri. If you have any questions about the small business loans at First Bank of the Lake, please call (573) 348-2265.


Tips for Applying for an SBA Loan

Tip #1: Be prepared to explain "why" you need the loan.
Most likely your SBA loan officer is going to need to know why you need the loan in the first place, as in "what's your business?" Be prepared to answer this question in the most professional way possible. Have a business plan put together and be able to answer questions they may have about your business. Remember, this organization is lending you money, likely, a good sum of money, so it shouldn't come as a surprise to you that they want to know why you need it and that it's for a reasonable purpose.

Tip #2: Fill out the application completely and honestly.
Don't leave anything blank on your application unless your SBA loan officer asks you too. Be honest with your answers. Dishonesty may be cause for your application to be terminated immediately and for the loan officer to give other banks a heads up about you being dishonest in the first place.

Tip #3: Research lenders and banks and get opinions from others.
You likely either know someone or know someone who knows someone who owns a business has applied for an SBA loan before. Ask around and get their opinions on lenders. You can also look online for reviews and gather information on prospective lenders, so you have a good idea of the lenders available so you can make an educated decision on who you go to. Here is our SBA lending staff:
Doug Clark, SVP/SBA Loan Officer
Allen Holtmeyer, SVP/SBA Loan Officer
Erin Robinson, VP/SBA Loan Specialist
Matt Gredell, VP/ SBA Loan Officer


Tip #4: Get your documents in order and organized for the application process.
You may need certain documents when applying for an SBA loan, such as:
  • Copies of your tax returns (personal)
  • A list of debt your business may currently have
  • Copies of contracts with vendors
  • Collateral, may include your house, car, equipment, etc.
The best thing to do is to ask your SBA loan officer what documents exactly they will need so you are prepared for your appointment.

Again, applying for an SBA loan may seem intimidating, especially if it's your first time doing it, but here at First Bank of the Lake, you don't have to worry about feeling that way. We offer the best customer service and we will greet you with a smile. We will communicate with you clearly throughout the whole process and make sure you are prepared and not caught off guard by anything. For more information on our SBA loans, please visit www.FirstBankLake.com and select the SBA Loans tab.

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First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Wednesday, August 7, 2019

Awesome August Events at the Lake of the Ozarks

This Lake of the Ozarks bank feels thankful to be a part of this community! In light of that, our Osage Beach bank is here to give you important information on a few AWESOME events happening this month. Community means everything to us. For more information on this community bank, visit the First Bank of the Lake website, www.FirstBankLake.com.


Source: www.FunLake.com

Wishing Upon A Ride Powerboat Rides
Aug 18, 2019 - Aug 22, 2019
Redhead Yacht Club & Captain Ron’s
82 Aloha Ln
Sunrise Beach MO 65079
Email: mtmaasen@gmail.com
Website: https://lakeoftheozarksshootout.org/events/wish-upon-a-ride-powerboat-rides/
Hours of Operation: 12:00 pm – 4:00 pm Both Days

The Great Shootout Treasure Hunt
Aug 19, 2019
Captain Ron's
82 Aloha Lane
Sunrise Beach Missouri 65079
Phone: 217-779-2768
Website: https://lakeoftheozarksshootout.org/events/treasure-hunt/
Hours of Operation: 5:00 pm – 9:30 pm

Shootout Hall of Fame Dinner & Induction
Aug 20, 2019
The Stables at Cannon Smoked Saloon
23 Spring Cove Rd
Sunrise Beach MO 65079
Phone: 217-779-2768
Website: https://lakeoftheozarksshootout.org/events/shootout-hall-of-fame-dinner-and-induction/

FLOAT YOUR BOAT Food Bank Fundraiser
Aug 20, 2019
Captain Ron's Bar & Grill
82 Aloha Lane
Sunrise Beach MO 65079
Phone: 573-317-4440
Email: jjones@oldkinderhook.com
Facebook: https://www.facebook.com/events/489047885167666/
Hours of Operation: 1:00 pm

Shootout On The Strip Street Party
Aug 21, 2019
Bagnell Dam Strip
Bagnell Dam Blvd.
Lake Ozark Missouri 65049
Website: https://lakeoftheozarksshootout.org/events/shootout-on-the-strip/
Hours of Operation: 5:00 pm to 10:00 pm

Custard with a Cop
Aug 21, 2019
Randy's Frozen Custard
4681 Osage Beach Parkway
Osage Beach MO 65065
Phone: 573-302-2010 ext. 1110
Email: dmorley@osagebeach.org
Website: https://osagebeach-mo.gov/
Hours of Operation: 7:00 pm – 8:00 pm

Harmy's Humpday Bags & Brew
Aug 21, 2019
Harmy's Cheese Store & More, LLC
6378 Osage Beach Parkway
Osage Beach MO 65065
Phone: 573-693-1243
Email: sharon@harmisonsfundraising.com
Website: http://www.harmys.com/
Facebook: https://www.facebook.com/HarmysCheeseStore
Hours of Operation: 5:45 pm – 9:00 pm
See the website for details.

LOSHTC August Informational Meeting
Aug 22, 2019
Central Bank
101 Dogwood Lane
Laurie MO 65038
Phone: 573-480-5863
Website: https://www.stoptraffickinglakeozarks.org
Hours of Operation: 6:30 pm – 8:00 pm
At this meeting, Speaker Russ Tuttle from the Stop Trafficking Project will talk about "Social Media and Children."

Troprockin' Ozarks Fest
Aug 22, 2019 - Aug 25, 2019
Margaritaville Lake Resort
494 Tan-Tar-A Drive
Osage Beach MO 65065
Phone: 309-275-2160
Email: bearsfan_71@yahoo.com
Website: http://www.troprockinozarksfest.myevent.com
Facebook: https://www.facebook.com/troprockinozarksfest/
Hours of Operation: 1:00 pm – 1:00 am Each Day
See the website for details.

Shootout Poker Run Meet & Greet/Silent Auction by Poly Lift & Lake Expo
Aug 22, 2019
Performance Boat Center
1650 Yacht Club Dr
Osage Beach MO 65065
Phone: 573-873-2300
Website: https://lakeoftheozarksshootout.com/events/silent-auction/
Hours of Operation: 4:00 pm – 9:00 pm
See the website for details.



We hope you enjoyed learning more about these community events at the Lake of the Ozarks. We believe in supporting your neighbors and this bank is your neighbor. First Bank of the Lake is a local bank that believes when you work with a local bank, you put your money to work growing the local economy. To learn more about growing your local economy with us, visit www.FirstBankLake.com.

Want More Awesome Finance Tips? Sign Up For Our Newsletter!


First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Tuesday, July 30, 2019

Get to Know Our Team – Doug Clark

Our Lake of the Ozarks bank is so excited to keep continuing our Get to Know Our Team monthly blog series each month. We know how important it is for our customers to trust the bank they are banking with and how better to do that than by actually getting to know the people working here? Our bank in Osage Beach is filled with many kind and courteous employees. Keep reading to get to know our own Doug Clark.


1. How did you get started in the banking industry? 
After graduating from the University of Illinois, I returned to St. Louis and entered a Management/Credit training program with Mark Twain Bank.

2. What is your position at the bank? What are some of your key responsibilities? 
I am currently a to Senior Vice President with First Bank of the Lake. Main responsibilities with the Bank are; Underwriting of Government Guaranteed Loans, and Portfolio Management of a portion of the Bank’s portfolio of SBA Loans.

3. What brought you to the Lake of the Ozarks? 
I work for the Bank at their Loan Production office in Clayton (St. Louis), MO

4. Where did you attend school?
University of Illinois (Champaign-Urbana) College of Business. B.S. Degree in Finance

5. What do you enjoy the most about your job?  
I enjoy directly working with the small business owners and learning about their businesses. I also get satisfaction by providing the financing that is needed to allow their businesses to expand and remain competitive within their specific industries

6. How do you enjoy spending your time when not at work? 
Enjoy the Outdoors. Hiking, Golf, Travel

7. When you were young, what did you want to be when you grew up?  
Professional Baseball Player… certainly not a Commercial Banker

8. What is your dream vacation destination? Why? 
Extended Cruise of the Mediterranean… Spain, France, Monte Carlo, Italy, and Greece. Experience the beauty of these countries from the perspective of the water.

9. What is something few people know about you? 
I am an Eagle Scout, and I have three sons who are all Eagle Scouts, also.
Another is that I used to play the Banjo while in Junior High School.

10. If you won the lottery, what would you do? 
Pay of all of my debt, as well as the debts of my immediately Family. Buy a home on a golf course in San Diego (Winter), and also a home in Northern Michigan/Maine (Summer)… and Travel, Travel, Travel!


Stay tuned next month when we introduce you to the next team member. We hope you enjoyed getting to know our own Doug Clark a little more. To learn more about First Bank of the Lake itself and how we can help you with your banking needs, check out our website at www.FirstBankLake.com or stop by, we are located at the entrance at the Osage Beach Premium Outlets.


Want More Awesome Finance Tips? Sign Up For Our Newsletter!


First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Wednesday, July 24, 2019

3 Reasons Why You Should Have a Separate Checking Account for Your Business

Congratulations! You have just opened up your new business and you are ready to make some money and get the ball rolling. One of the most important things when running a successful business is to have a bank at the Lake of the Ozarks you can trust with your money. A Lake of the Ozarks bank that prides itself on offering the best customer service possible can always be an important asset to have as a business owner. You should know that First Bank of the Lake is here to help you as a business owner. Keep reading for a few reasons why you should have a separate checking account for your business.


3 Reasons Why You Should Have a Separate Checking Account for Your Business


To help track the profits your new business makes a little easier.
Your company's success will depend on its ability to make money even after all expenses and salaries have been paid - including yours. Keeping your accounts separate to enable you to distinguish between your profitability and the company's.

To make doing your business taxes a little easier on yourself.
At tax time, you have to be able to show a clear record of all your incomes and deductions. If your personal and your business accounts are mixed together, it becomes very easy to miss things.

To come off as a professional company.
Business checking accounts are so common nowadays that using a personal account for your business transactions can cause some raised eyebrows. If you don't have a business account established, will your clients trust that you are a reputable company?


Business Banking Products That First Bank of the Lake Offers


Business Checking

  • Requires $500 to open an account, includes a monthly statement, free direct deposit and debit card.
  • Minimum balance to avoid the imposition of fees
  • If balance falls below $2,500 on any day in the statement cycle, a maintenance fee of $12.50 will be imposed once during the cycle.
  • If a customer or the bank closes an account within 180 days after the opening of the account the customer will be charged a $30 closing fee.

First Free Business Checking

  • $100 minimum beginning balance
  • No Minimum Balance
  • 150 free transactions per month
  • Electronic Statements ONLY
  • The account does not draw interest

Please note: over 150 transactions per month will result in a charge of $.50 per transaction

Business Savings
Traditional savings plan for businesses who need a safe way to protect their capital while earning interest. This account includes a monthly statement and free direct deposit. Requires $500 to open an account.

  • If you close your account before interest is credited, you will not receive the accrued interest.
  • If balance falls below $200 on any day in the statement cycle, a maintenance fee of $2 will be imposed once during the cycle.
  • An excess withdrawal charge fee of $1 will be charged for each debit in excess of six per statement cycle.

Have questions about any one of these banking products for your business? Call the friendly staff at First Bank of the Lake today. We'd be happy to help you. Just call (573) 348-2265 or stop by and see us, the next time you go shopping at the Osage Beach Premium Outlets.


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First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Tuesday, July 16, 2019

Examples of Real-Life Situations Where Mobile Banking Can Come in Handy

Life can be hectic at times, we think we can all agree on that. Your banking, however, shouldn't be. Our Lake of the Ozarks bank is here to give you a few real-life situations where mobile banking can come in handy. If you are interested in having a fantastic mobile banking app at the Lake of the Ozarks at your fingertips, contact First Bank of the Lake today. Give us a call at (573) 348-2265.

Examples of Real Life Situations Where Mobile Banking Can Come in Handy


Running late for work because you had to run by the bank first.
There is nothing worse than the feeling you get when you are running late. It can throw off your whole morning. Running late for work because you had to run by the bank first does not have to be a thing. Technology has really come a long way. Whether you have to deposit a check, transfer money from savings to checking or vice versa, check your balance, etc. - Mobile Banking can really come in handy here.

Scrambling to have enough money transferred into your account before your rent is due on a day the bank is closed.
Have you ever been in this situation? You forgot to go to the bank and your rent is due on Sunday. The bank is closed and you don't have enough money in your checking account to pay them but you know you have enough in your savings. If only you could transfer money from your savings to checking and pay your rent on time. You can - with Mobile Banking at First Bank of the Lake. Whether you are paying your rent with a debit card or through a check, feel secure knowing you have the money in your account to cover it through the power of Mobile Banking.

Being on vacation and realizing you forgot to run by the bank for the money you will need while away.
Picture this: you are away on vacation at the best theme park you have ever been to with your family. Your little girl is desperate for you to buy her this awesome souvenir and you suddenly realize that you don't have enough money in your checking to pay for it because you forgot to go to the bank before you left for vacation. Mobile Banking allows you to transfer money within seconds right at your fingertips. Get Mobile Banking at First Bank of the Lake and your problem is solved.


All of here at our experienced bank in Osage Beach hope you found this blog enlightening. We really think mobile banking can make your life easier. For more information on this powerful banking tool, call First Bank of the Lake today at (573) 348-2265 or stop in and see us. We are located near the entrance of the Osage Beach Premium Outlets.

Want More Awesome Finance Tips? Sign Up For Our Newsletter!


First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Tuesday, July 9, 2019

Fun July Events at the Lake of the Ozarks

The Lake of the Ozarks is filled with FUN events all year round! That being said, our Lake of the Ozarks bank is here to tell you about some of the FANTASTIC events that are just happening in July alone. We LOVE this community and being a bank in Osage Beach that provides banking products that can make the lives of the people that live in this community easier. Let's take a look at the details behind some of the BIGGEST events that will be happening this month at the Lake. Need a new bank at the Lake of the Ozarks to handle your money for you? Check out First Bank of the Lake. We make all of our banking decisions right here at home, using judgment and compassion when evaluating customer requests. Learn more at www.FirstBankLake.com.


Source: www.FunLake.com

Five Finger Death Punch, Live in Concert
Jul 16, 2019
Ozarks Amphitheater
2629 N Business Route 5
Camdenton MO 65020
Website: http://ozarksamphitheater.com/
Hours of Operation: Doors 6:30pm; Show 7:30pm

Please note: The first 5 rows (Sections 101-105, Rows A-E) are Reserved + and also include Pit access - Reserve Seated Event.

Aquapalooza 2019
Jul 20, 2019
Dog Days Bar & Grill
1232 Jeffries Rd.
Osage Beach MO 65065
Phone: 573-348-1958
Website: http://www.funlake.com/aquapalooza
Hours of Operation: 12:00 pm – 5:00 pm

  • ALL BOATERS are invited to join the Lake of the Ozarks Marine Dealers for a great day on the water. 
  • Live music and activities will be provided.

The 2019 Musical Artist Line-Up:

  • Dirt Road Addiction
  • Machine Gun Symphony
  • Chris Weaver Band
  • Super Jam

Please note: Aquapalooza is a Benne Media Production.

Fireworks Display & BBQ Buffet at Seven Springs
Jul 20, 2019
Seven Springs Winery
846 Winery Hills Estates
Linn Creek Missouri 65052
Phone: 573-317-0100
Email: info@sevenspringswinery.com
Website: https://bookeo.com/seven_springs_winery?type=41567NHWFFE16AB352102F
Hours of Operation: 5:00 pm 10:00 pm

Pricing for viewing the Fireworks Display 
Upper Terrace:

  • Under covering; $25 per person 
  • No covering; $30 per person 
  • Pods – Seats 12 people: $250 per pod – includes 2 FREE bottles of wine of your choice, along with FREE buffet! 
  • Lower Patio – $20 per person 

Fireworks scheduled to begin at 9-9:30 pm 
The BBQ Buffet is only $15 per person, and will include: Slow smoked pulled pork, shredded chicken, country-style baked beans, coleslaw, and potato salad, with a chocolate chip cookie! The buffet will begin at 6 pm.

LIVE MUSIC
Former lead singer of Head East, Tom Bryant will rock the patio from 5 pm - 9 pm!


Our bank in Osage Beach hopes you enjoyed learning more about these events happening at the Lake of the Ozarks. This really is a wonderful community and there is always something going on to keep you entertained. Again, if you are in the market to switch banks and need better customer service from your bank, check out First Bank of the Lake. Learn more and visit our website at www.FirstBankLake.com.


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First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Tuesday, July 2, 2019

Get to Know Our Team – Matt Gredell

We here at the best bank at the Lake of the Ozarks are very excited to continue our Get to Know Our Team blog series this week and introduce you to one of our fantastic team members, Matt Gredell. Our Lake of the Ozarks bank prides itself on offering phenomenal customer service to each and every person that walks through our doors or comes through our drive-thru. Our employees have a passion for what they do and they do it well! If you are looking for better customer service from your bank, consider First Bank of the Lake. Stop by and see us or give us a call at (573) 348-2265 today. Keep reading to learn more about our own Matt Gredell.


Get to Know Our Team – Matt Gredell 


1. How did you get started in the banking industry? 

- I took an Economics class in college called Money & Banking. I really enjoyed the class and thought banking would be a good career fit for me. I was able to find a job in the banking industry after graduation, and have been in the industry ever since.

2. What is your position at the bank? What are some of your key responsibilities? 

- SBA Loan Officer – Underwriting and portfolio management

3. What brought you to the Lake of the Ozarks? 

- Like most people, the lake originally had a lot to do with my desire to move to the area. I feel very fortunate to be able to work, and raise my family in this community!

4. Where did you attend school?

- Undergrad at Missouri State (Finance) & graduate school at Drury (MBA)

5. What do you enjoy the most about your job? 

- Being a loan officer allows me to work with a variety of people from a variety of industries. Each company and loan request is unique, so I feel there is not a lot of monotony in my job.

6. How do you enjoy spending your time when not at work?

- Keeping up with the day-to-day activities of my three kids, boating in the summers, and fishing & hunting when I can.

7. When you were young, what did you want to be when you grew up? 

- Astronaut

8. What is your dream vacation destination? Why? 

- I hear commercial space travel is getting closer, but it would have to coincide with winning the lottery!

9. What is something few people know about you? 

- I cannot stand ketchup but will put bbq sauce on nearly anything.

10. If you won the lottery, what would you do? 

- Travel


We hope you all enjoyed getting to know one of our awesome team members a little better. Again, if you are looking for better customer service in your bank, consider our bank in Osage Beach. First Bank of the Lake is located right by the entrance to the Osage Beach Premium Outlets.


Want More Awesome Finance Tips? Sign Up For Our Newsletter!

First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Thursday, June 27, 2019

Make Your Plans Now for the 2019 Duck Drop at the Lake of the Ozarks!

The Great Bagnell Dam Duck Drop is coming up in a couple of months and the best bank at the Lake of the Ozarks is here to tell you should make plans to attend NOW! This is a great event for the community and supports a couple of amazing charities here at the Lake. Our Lake of the Ozarks bank enjoys being a sponsor each year and participating in this wonderful event. First Bank of the Lake is proud to present you with more information regarding the Great Bagnell Dam Duck Drop in this week's blog.

Source: TheGreatDamDuckDrop.com

Source: http://www.greatdamduckdrop.com/duck-drop-fun-zone.html

Name of Event: The Great Bagnell Dam Duck Drop

When: Golf Tournament - Friday, August 2, 2019 / Duck Drop and Fun Zone Saturday, August 3, 2019
  • The Golf Tournament will be a shotgun start at 1:30 p.m. August 2nd.
  • The Fun Zone opens at 10 am and the Ducks fly at Noon on August 3rd!
Event Details: 

The Golf Tournament

  • FRI, AUG 2ND @ The Ridge
  • 1:30 PM SHOTGUN START
  • Takes Place at The Ridge Golf Course - 315 Horseshoe Bend Pkwy, Lake Ozark, MO 65049
  • This is the 7th Annual Duck Drop Golf Tournament and features a quacky "twist".
  • Crazy holes & fun obstacles will be placed around the course to test your game!
  • Registration and Lunch begins at Noon
  • 4 Person Scramble
  • You can register online HERE.
  • BE A HOLE SPONSOR FOR JUST $50
  • PROCEEDS FROM THE GOLF TOURNAMENT BENEFIT THE LAKE AREA BIG BROTHERS BIG SISTERS & OZARK COAST KIWANIS. BOTH ORGANIZATIONS HELP LOCAL CHILDREN AT THE LAKE!

The Family Fun Zone & Duck Drop
  • Saturday - August 3, 2019
  • Family Fun Zone 
  • Fun Zone Open at 10:00 AM 
  • Ducks Fly @ Noon!
  • Celebrating our 11th year, the Great Bagnell Dam Duck Drop will be better than ever!
    10:00 AM Saturday
    • Bring the kids (ALL AGES) down to the Lake Ozark Campground & RV Park below the dam for a family fun zone with games, dunking booth, bounce houses, martial arts and dance demonstrations, food, and lots of prizes and goodies! 
    • FUN ZONE WRIST BANDS are FREE and include all Fun Zone events, games, and prizes.
    • Purchase Duck Drop tickets at the Fun Zone until 11:00AM for $5 each or 6 for $20 for your chance to win $5000 (plus 10 other GREAT prizes!)
      11:45 AM Saturday
      • Head from the Fun Zone over to the campground area river access to watch the ducks drop from the helicopter and boats into the Osage River.
        NOON Saturday
        • The helicopter will arrive and the ducks will fly! Let the race begin!!! The first 11 ducks to cross the finish line will win prizes, including a $5000 cash prize and a $1000 cash prize!
          12:30 - 1:00 Saturday
          • Head back to the Fun Zone and enjoy more games while we await the winners! Winners will be announced at the Fun Zone by 1:00. You do not need to be present to win!

          FUN ZONE & DUCK DROP LOCATION
          Lake Ozark Campground and RV Park 


          Source: TheGreatDamDuckDrop.com

          First Bank of the Lake hopes to see you at the Great Bagnell Dam Duck Drop in August! We also hope you enjoyed learning more about this event. We enjoyed spreading the word. To learn more about our bank in Osage Beach and all of the fabulous products we offer to make managing money easier on this community, visit www.FirstBankLake.com.


          Want More Awesome Finance Tips? Sign Up For Our Newsletter!


          First Bank of the Lake - Striving For Excellence
          Member FDIC. Equal Housing Lender.


          Located at the entrance to the Osage Beach Premium Outlets!

          4558 Osage Beach Parkway

          Suite 100
          Osage Beach, MO 65065


          (573) 348-2265

          Tuesday, June 18, 2019

          Money Making Tips for Your Business

          Whether you are just now starting up a business at the Lake of the Ozarks or you have been a long time business owner in the area and are looking for a new bank to host all of your business banking accounts, our bank in Osage Beach is here for you! We specialize in offering a variety of business banking services including business checking accounts, business savings accounts, first free business checking accounts, and merchant services. To learn more about any of these services, check out our website at www.FirstBankLake.com or give us a call at (573) 348-2265. Our Lake of the Ozarks bank supports this community and the businesses that keep the work industry here going. Take a look at the following money making tips for your business. Remember, when you work with a local bank, like First Bank of the Lake, you put your money to work growing the local economy.


          Be AHEAD of your competition and stay up to date on all of the latest trends in the industry.
          It can be important that you do your market research and not just at the beginning of your business but as your business grows too. Industries can change and fluctuate all of the time and you could be missing out on a huge opportunity by not staying current.

          Be unique and solve a problem that most people in your community may have.
          It can be very tempting for a business to market themselves in a somewhat "sales-y" like way but think about it from a different perspective, if you were the customer, would you honestly enjoy seeing several Facebook posts, Twitter posts, TV commercials, and hearing radio commercials that just come off in a very "Me, Me, Me" sort of way, where the business talks more about themselves versus the need of the actual client? Likely the answer is no, so figure out what your clients need and present yourself as the solution.

          Go above and beyond with your customer service.
          Like most people, your customers likely want to be treated well! That being said, be sure to always greet them with a smile and treat them kindly, even when the business can be stressful.


          First Bank of the Lake is Here For Your Local Business!


          Are you a business person looking for a good solid banking relationship? We are sure we can help here! We have sole proprietor, LLC or corporate accounts in both checking and savings. We also offer merchant services and we know that accepting credit card and debit card payments from customers can be vital for your business sales. First Bank of the Lake has partnered with UP Payment Solutions to provide a quality Merchant Services program at the best price. In addition to credit card processing, Up Payments can meet all of your business needs including:

          • Point-Of-Sale Hardware and Software
          • Mobile Payments
          • eCommerce
          • 24/7 customer service and support.

          Contact Up Payment Solutions for a no obligation cost analysis today at salessupport@uppayments.com.

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          First Bank of the Lake - Striving For Excellence
          Member FDIC. Equal Housing Lender.


          Located at the entrance to the Osage Beach Premium Outlets!

          4558 Osage Beach Parkway

          Suite 100
          Osage Beach, MO 65065


          (573) 348-2265

          Tuesday, June 11, 2019

          Independence Day Fireworks Displays at the Lake of the Ozarks

          Independence Day at the Lake of the Ozarks is right around the corner and our bank in Osage Beach can't wait! We love this community and enjoy how it comes together around holidays. Our Lake of the Ozarks bank is proud to present you with the fireworks scheduled for Independence Day in the area. Keep reading for the dates and times of each display. To bank with a community bank at the Lake of the Ozarks, choose First Bank of the Lake. To learn more about us, please visit our website at www.FirstBankLake.com.



          Lake Valley Country Club
          Date: Thursday, July 4th
          Time: Fireworks display begins at dusk. 
          Location: Lake Valley Country Club; 367 Blair Ave in Camdenton
          Call for more info: 573-346-7218 

          Old Kinderhook Fireworks Fun Fest
          Date: Friday, July 5th
          Time: 5:00 pm; Fireworks Display begins at dusk.
          Location: 20 Eagle Ridge Rd. in Camdenton
          Fun Fest with Fireworks Show, Entertainment and Kids Activities.
          Parking is limited; Arrive early.
          Call for details: 573-317-3560

          Captain Ron's Bar & Grill
          Date: Friday, July 5th
          Time: Dusk 
          Location: 82 Aloha Lane in Sunrise Beach 
          View by water at the 34.5 MM
          Parking is limited; Arrive early.
          Call for details: 573-374-5852 

          City of Linn Creek
          Date: Saturday, July 6th
          Time: Display begins at dusk. 
          Location: Linn Creek Soccer Fields; 200-236 Lake Rd 54-69 in Linn Creek 
          Bring a blanket and/or chairs and sit beneath the stars for the fun!
          Call for details: 573-346-6200 

          The Inn at Grand Glaize
          Date: Thursday, July 4th
          Time: Display begins at dusk.
          Location: 5142 Osage Beach Pkwy in Osage Beach
          View by Water at the 1MM of the Grand Glaize Arm
          Enjoy the view from the Inn at Grand Glaize at the boat dock or the tiki bar, outdoor pool area, or from the outdoor lounge! 
          Call for details: 573-348-4731

          Bear Bottom Resort
          Date: Thursday, July 4th and Saturday, July 6th
          Time: 9:45 pm Each Night
          Location: 123 Bear Bottom Drive in Sunrise Beach
          View by Water at the 38MM, Osage Arm
          Parking is limited; Arrive early.
          Call for details: 573-374-6905

          City of Eldon 4th of July Celebration
          Date: Thursday, July 4th
          Firecracker 5K Run/Walk begins at 7:30 am at the Eldon Public Safety Building
          4th of July Parade begins at 11:00 am; Downtown Eldon
          Half-Price Swim at Eldon Aquatic Center; 12:00 pm – 4:00 pm
          Free Family Kick Ball Tournament at Eldon Air Park Soccer Field; 1:00 pm – 5:00 pm
          Food Truck Village at Eldon Air Park; 4:00 pm – 11:00 pm
          Craft Vendors, Face Painting and more at Eldon Air Park; 4:00 pm – 8:00 pm
          Concert In The Park Featuring Pure Drive; 7:00 pm – 9:00 pm
          Fireworks Display begins at Dusk at Eldon Air Park
          Call for Details: 573-392-2291

          Point Randall Resort
          Date: Thursday, July 4th
          Time: 9:15 pm – 10:00 pm 
          Location: 1584 Susan Road in Lake Ozark
          Viewing by land on the Point Randall Resort property reserved for resort guests only.
          View by water at the 2MM (McCoy Branch Cove) 
          Call for details: 573-365-2081 

          Playin' Hooky Fireworks Cruise
          Date: Thursday, July 4th
          Time: 8:30 pm to 10:00 pm 
          Location: Departing from Millstone Marina at 18096 Hwy O in Gravois Mills
          $25 per person
          Call for reservations and details: 573-434-2627 

          The Lodge of Four Seasons
          Date: Thursday, July 4th
          Time: Display begins at Dusk 
          Location: 315 Four Seasons Drive in Lake Ozark
          View by water at the 13 Mile Marker 
          Call for details: 573-365-3000 

          Celebration Cruises at the Grand Glaize Bridge
          Date: Thursday, July 4th
          Time: Boarding: 7:00 pm; Departure: 7:30 pm; Return: 9:30 pm
          Location: 1006 Bagnell Dam Blvd. in Lake Ozark 
          Seating is limited; Book reservations early.
          Call for details: 573-480-3212

          Margaritaville Lake Resort
          Date: Thursday, July 4th
          Time: 9:00 pm - 10:00 pm 
          Location: 494 Tan Tar A Drive in Osage Beach 
          Viewing by land on the Margaritaville property reserved for resort guests only. 
          View by water at the 26 Mile Marker 
          Call for details: 573-348-3131 

          Tropic Island Cruises
          Date: Thursday, July 4th
          Time: 7:30 pm to 9:30 pm 
          Location: Margaritaville Lake Resort; 494 Tan Tar A Drive in Osage Beach 
          View the Margaritaville fireworks display from the water at the 26 Mile Marker, aboard the Tropic Island Cruises yacht. 
          Seating is limited; Book reservations early: 573-348-0083 


          We hope everyone has a Happy Independence Day! Enjoy the fireworks in the community with your loved ones and have a great time. Again, for a community bank at the Lake of the Ozarks, you can trust, choose First Bank of the Lake. We make all of our banking decisions right here at home, using judgment and compassion when evaluating customer requests.


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          First Bank of the Lake - Striving For Excellence
          Member FDIC. Equal Housing Lender.


          Located at the entrance to the Osage Beach Premium Outlets!

          4558 Osage Beach Parkway

          Suite 100
          Osage Beach, MO 65065


          (573) 348-2265

          Friday, June 7, 2019

          Get to Know Our Team – Mike Anderson

          Our Lake of the Ozarks bank is excited to continue our monthly Get to Know Our Team blog series this week. First Bank of the Lake is so thankful for all of its wonderful employees. Our employees enjoy getting to know our customers better. Keep reading to get to know our own Mike Anderson a little better. To stay up to date on what is happening at our bank in Osage Beach, be sure to follow us on all of our social media channels listed at the end of this blog.


          Get to Know Our Team – Mike Anderson


          1. How did you get started in the banking industry?  

          I went straight from college into banking in Oklahoma City.  My father was in banking for a few years and it appealed to me.  I was hired by the largest bank in Oklahoma into a management training program.  Over the years I have worked in International Banking, Correspondent Banking, President and CEO of several banks in Oklahoma, and over the following 23 years I was Chief Operating Officer of three larger community banks and bank holding companies in Oklahoma and Missouri.

          2. What is your position at the bank? What are some of your key responsibilities?  

          Chairman, President, and CEO.  I am responsible for the overall executive management and operation of First Bank of the Lake. 

          3. What brought you to the Lake of the Ozarks? 

          Since 1997 I was an executive at two larger mid-Missouri community banks and my wife and I resided in Jefferson City.  In 2005 we purchased a condo at the Lake of the Ozarks and spend much of our time here.

          4. Where did you attend school?  

          I went to high school in Oklahoma City and earned my Business Administration degree at the University of Central Oklahoma in Edmond, Oklahoma focused on Accounting, Marketing and Economics.

          5. What do you enjoy the most about your job?  

          Working with the bank staff and getting to know customers, along with having to juggle so many responsibilities at one time.

          6. How do you enjoy spending your time when not at work?  

          Golf, boating, fishing and reading.

          7. When you were young, what did you want to be when you grew up?  

          An FBI agent or a pro golfer (delusional on that one!).

          8. What is your dream vacation destination? Why?  

          Places like Washington DC, Philadelphia, Boston, Gettysburg, etc. as I’m a U.S. history buff and haven’t ever had the time to go to many historical places I studied and spend quality time. 

          9. What is something few people know about you? 

           In his early years my father worked for the railroad and they moved him around a lot.  When I was born my parents happened to be stationed in Boonville.  I then spent much of my youth in Springfield, Missouri before my father transferred to Oklahoma City when I was in high school.  My mother was from Pleasant Hope, Missouri and my father from Windsor, Missouri.

          10. If you won the lottery, what would you do? 

          Smile!



          Stay tuned next month when introducing you to the next employee of First Bank of the Lake. In the meantime, if you are looking to switch banks because you aren't getting the customer service you feel you deserve, consider First Bank of the Lake. We are here for you!

          Want More Awesome Finance Tips? Sign Up For Our Newsletter!


          First Bank of the Lake - Striving For Excellence
          Member FDIC. Equal Housing Lender.


          Located at the entrance to the Osage Beach Premium Outlets!

          4558 Osage Beach Parkway

          Suite 100
          Osage Beach, MO 65065


          (573) 348-2265