Mobile deposits - you may have heard that term thrown around, but did you understand what it actually meant and the CONVENIENCE it could bring you? Let's dive into that a little bit in this week's blog. Our bank at the Lake of the Ozarks is here to tell you how mobile deposits work and answer a few questions you may have about this fantastic feature below. If you have any more questions, please give us a call today. First Bank of the Lake can be reached at (573) 348-2265.
Deposit Checks Right From Your Phone.
With the First Bank of the Lake Mobile Banking app, it's easy, fast & FREE! It's as simple as point, click, done! Deposit checks anywhere and anytime. It's the fastest, easiest way to get checks into your account.
How Do Mobile Deposits Work?
Depositing checks has never been easier. Once you’re downloaded the FBOL mobile app, simply launch it on your phone and select Deposit. To deposit a check, choose the account to make your deposit. Then enter the amount. Sign the back of your check, with the endorsement For Mobile Deposit Only at First Bank of the Lake. Now, take a photo of the front of the check. Photograph the check against a background that gives you strong contrast. Ensure the entire check is visible, in focus, and well lit. When ready tap the camera icon to snap your picture. If it’s clear use it. Repeat this process for the back of the check. Once both images have been captured make your deposit. That’s it!
You Can Make Payments And Transfer Money Too!
Enjoy convenient access to Bill Pay and Transfers functionality. Whether it is a recurring payment or a one-time payment, we make paying your bills hassle free. Schedule payments to companies and people, or securely move money between your accounts.
Why Is It a Better Way to Deposit Checks?
You have better things to do with your time. Mobile Deposit saves you a trip to the bank. It’s like having a branch at your fingertips. Using just your mobile device, you can deposit checks as soon as you receive them with just a few simple taps and snaps from your camera. Mobile Deposits go into your account quickly and securely. Quick. Easy. Banking’s done!
Is It Secure?
Yes, depositing checks with Mobile Deposit is safe and secure. Every deposit you make is password protected and highly encrypted.
How Do I Get Started?
To get started with Mobile Deposit, download the FBOL mobile app and enroll your checking or savings account(s). To use Mobile Deposit, you must first be enrolled in Online Banking.
Need To Get Enrolled In Online Banking?
That's simple! Visit HERE. If you end up having any questions about this, we are here for you. Simply give us a call at the phone number listed below. Following us on our social media channels listed below is a GREAT way to stay up to date on the latest modern conveniences we are rolling out, such as Mobile Deposits. Convenience is SO nice! We are all about doing everything we can to make your banking work for YOU. First Bank of the Lake puts YOU first.
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