Tuesday, July 14, 2020

Budget Friendly Vacation Planning Tips

With the pandemic we've all been experiencing, many families are itching for a getaway. Money is also a concern at this time and that's why our Lake of the Ozarks bank has come up with some vacation planning tips that are easy on the wallet. First Bank of the Lake wants to help our customers go on that much-anticipated vacation while keeping their budget top of mind. Check out the tips below & get to planning your family vacation!


Find a Close Destination

A vacation within driving distance can cut your travel expenses down significantly. There are many tourist destinations within the state of Missouri for you to take advantage of. Not only does this save you time but driving a vehicle a couple hours is significantly less expensive than air travel.

Take Advantage of Free Activities

Many destinations have fun activities for your family to enjoy at no charge. Scope out the free or inexpensive things you can do to stay entertained. Hiking trails and parks are usually free and a fantastic way to enjoy the great outdoors while spending little to no money! It's okay to splurge on a few activities that cost, but trying to fill your time with free things can really cut back on your overall vacation budget.

Shop Around for Places to Stay

There are a variety of types of places to stay these days, especially around vacation destinations. Rent a home, rent a condo, stay at a resort, stay at a hotel... try to shop around for the best deal. Don't forget to check out the amenities that are included at the places you're considering. Free breakfast, a swimming pool, other activities -- these can all provide convenient entertainment which could save you money in the long run.


Travel During the Week

Weekends are a popular time for traveling as a large percent of the population is off work on the weekends. Since the demand for weekends is higher for hotels and other lodging options, it's often more expensive to book a vacation over a weekend. Consider a trip that consists of weekdays only to cut back on your budget.

Book a Stay-Cation

A stay-cation can be a fun way to explore your own town! You can do all the fun tourist activities while staying in the comfort of your own home. Many locals don't take full advantage of the awesome attractions and activities the Lake of the Ozarks has to offer. It can be fun to explore your own town from a new perspective -- as a tourist! You'll also save a lot of money on lodging expenses if you're staying at home!

What are you waiting for? Now's the perfect time to start planning your budget-friendly getaway. Our bank in Osage Beach, MO can help you financially prepare for your vacation with a number of banking products we have available. Our Free Kasasa Cash Back® Checking allows you to earn 4.00% cash back on your everyday debit card purchases, up to $120 back per year. You will also get refunds on all of your ATM withdrawal fees so you can confidently get cash from any ATM across the nation. Contact First Bank of the Lake to open your account today and learn more ways to save for your upcoming vacation!




First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Tuesday, July 7, 2020

Making a Mobile Deposit on the Go is a Snap!

Deposit checks right from your phone. With the First Bank of the Lake App, it’s easy, fast & FREE! It’s as simple as point, click, done! Deposit checks anywhere and anytime with our Lake of the Ozarks bank. It’s the fastest, easiest way to get checks into your account.


How does it work?

Depositing checks has never been easier. Once you’re downloaded the FBOL mobile app, simply launch it on your phone and select Deposit. To deposit a check, choose the account to make your deposit. Then enter the amount. Sign the back of your check, with the endorsement For Mobile Deposit Only at First Bank of the Lake. Now, take a photo of the front of the check. Photograph the check against a background that gives you strong contrast. Ensure the entire check is visible, in focus, and well lit. When ready tap the camera icon to snap your picture. If it’s clear use it. Repeat this process for the back of the check. Once both images have been captured make your deposit. That’s it!

Why is it a better way to deposit checks?

You have better things to do with your time. Mobile Deposit saves you a trip to the bank. It’s like having a branch at your fingertips. Using just your mobile device, you can deposit checks as soon as you receive them with just a few simple taps and snaps from your camera. Mobile Deposits go into your account quickly and securely. Quick. Easy. Banking’s done!

Is it secure?

Yes, depositing checks with Mobile Deposit is safe and secure. Every deposit you make is password protected and highly encrypted.

How do I get started?

To get started with Mobile Deposit, download the FBOL mobile app and enroll your checking or savings account(s). To use Mobile Deposit, you must first be enrolled in Online Banking. Not enrolled in Online Banking?

Enroll Today 

If you’re already enrolled in Online Banking, just follow these steps:
Go to the Apple Store or Google Play
Search for First Bank of the Lake or FBOL mobile.
Download the FBOL mobile app
Enter your Online Banking User ID & follow the prompts. It’s that simple!


Mobile Deposit FAQ's:

What types of checks can I deposit?
You can deposit checks payable in U.S. dollars, including personal, business, and most government checks. Checks must be payable to and endorsed by the account holder.

The following are not eligible for mobile deposit: International Checks, U.S. Savings Bonds, U.S. Postal Money Orders, MoneyGram, Federal U.S. Treasury Checks, remotely created checks (whether in paper form or electronically created), convenience checks (checks drawn against a line of credit), and cash, etc.

When will my funds be available?
Generally, mobile deposits received and accepted on a business day before 5 pm CT will be available that business day.

How do I endorse a check for mobile deposit?
Before you take your check photos, sign the back of your check and write For Mobile Deposit Only at First Bank of the Lake.

What should I do with my check after I deposit it?
It's recommended that you write a note on the original document reminding you that the check has been deposited. Then, store the document until you’ve confirmed it's been accepted. We recommend securely holding on to your check for 30 days (or at least 7 days), after you deposit it in case we need more details from you.

How will I know if my check was deposited?
You’ll receive an email notification confirming that we’ve received your deposit and another email when we’ve accepted it for processing. Or, you can view your Mobile Deposit History in the app. Statuses pending, failed and those which have been accepted.

Why would a check deposit be declined?
There could be a number of reasons why a check deposit is declined including:
Check type is ineligible for deposit.
Check was previously deposited (duplicate item).
Missing endorsement.
Deposit exceeds your current daily or monthly deposit limit for mobile deposits.
Poor image quality.
In some instances, our mobile app will notify you with an error message. In other cases, we will notify you by email of the rejection of any check deposit found during processing.

What should I do if my deposit is declined?
Deposits may be declined for a number of reasons. We’ll send you an email explaining the reason(s) for the decline and what you should do next. If you need more help, call us at 573.348.2265.  

Is Mobile Deposit secure?
Yes, Mobile Deposit is protected by several layers of security. The app uses SSL encryption technology to protect your personal information and financial transactions. 
In addition, check images captured during the mobile deposit process are never stored on your mobile device. We recommend that you always lock your mobile device when you’re not using it and avoid storing sensitive information such as passwords on the device.

Is there a fee to use Mobile Deposit?
No, at First Bank of the Lake, Mobile Deposit is a FREE service! 

Mobile Deposit is the quick, easy, and secure way to deposit your checks. Next time skip the trip and use Mobile Deposit with First Bank of the Lake. Try it today!




First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Monday, June 29, 2020

How To Go Fully REMOTE With Your Banking

It's pretty clear that the COVID-19 pandemic has had a significant effect on this country. Many may have found, that even though the restrictions have been lifted in the state of Missouri, they still want to stay home as much as possible, just to be safe. With that in mind, our bank at the Lake of the Ozarks is here to give you information on a few products that can help you go FULLY remote with your banking. If you end up having any questions on what you are about to read, please call our bank in Osage Beach today. First Bank of the Lake can be reached at (573) 348-2265. Remember, First Bank of the Lake puts YOU first.


How To Go Fully REMOTE With Your Banking 


Online Banking

  • Check all your account balances, pay bills and make transfers right from the Home Page
  • View real-time account balances, check images and history
  • 24-hour access to checking, loans and CDs
  • Export history to financial software or spreadsheets
  • Transfer funds between accounts
  • Pay bills online
  • Safe and secure

Mobile Banking

  • Instant Balance: When enabled, users can securely preview balances without logging in.
  • Touch/Fingerprint ID: Log in using your fingerprint instead of a password with Apple's Touch ID or Android's Fingerprint Authentication or Facial Recognition.
  • Account Balances: View your account balances in real-time.
  • Recent Transactions: View both recent and pending transactions.
  • Check Images: View images of the front and back of your checks.
  • Transfer Funds: Easily move money between your accounts.
  • Add Contacts: Add companies and people to send money to.
  • Send Money: Schedule payments to companies and people.
  • Deposit Checks: Deposit paper checks using your phone's built-in camera.
  • Fully secure.

Online Bill Pay

  • Pay Virtually Anyone. From the local bakery to a Fortune 500 Company, even your babysitter.
  • Send Money to Friends and Family. All you need is their email address or cell phone number.
  • Same Day/Next Day Payments. Payments can often be received in as little as one business day, even that same afternoon if necessary.
  • Group Payments into Categories. Organize your utilities, cable and phone into a folder named household.
  • Account to Account Transfers. Even accounts at other financial institutions. Your money is always available, regardless of where you keep it.
  • Receive eBills. Green, more convenient, more secure and easier to manage.
  • Reminders. Receive updates through email when you receive a bill, or when it's due.
  • Automatic Payments. Great for bills that stay the same each month, like your rent and your car loan.
  • Search Bill History. Search by company, date and status, the moment you need an answer, wherever you are.
  • Message Center. Get quick answers to questions you might have.
  • Completely safe. More secure than mailing paper checks.


Are You Ready To Go Fully Remote With Your Banking?


If so, First Bank of the Lake is here to help. We understand that leaving the house when it's not one hundred percent necessary is still scary to some people and that's ok. When it comes to your banking, you don't have to leave the house. Technology has evolved tremendously over the years and banking can be done from the comfort of your own home now. For more information on any of the products you read about earlier in this blog or if you have any questions, please give us a call. First Bank of the Lake can be reached at the phone number listed below. You can also follow us on our social media channels listed below to stay up to date on the latest banking products we are featuring.




First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, June 26, 2020

Why The Free Kasasa Saver® is The ULTIMATE Savings Account

You honestly never know what may happen in life and having a savings account that actually helps you BUILD your savings automatically can be a really GOOD thing. That's where we come in. Our bank at the Lake of the Ozarks specializes in providing products that can actually solve the financial issues our customers may have. If you're struggling to find a savings account that truly meets your specific needs, First Bank of the Lake is here for you! Keep reading this week's blog to learn all about the Free Kasasa Saver® and why it is the ULTIMATE savings account. If you end up having any questions or would like to get this savings account for yourself, please give us a call here at our bank in Osage Beach. We can be reached at 573-348-2265.


Why The Free Kasasa Saver® is The ULTIMATE Savings Account


CONVENIENCE
This is a FREE account that builds your savings effortlessly. You can conveniently link it to your free Kasasa Cash or Kasasa Cash Back checking and enjoy automatic transfers of Kasasa Cash or Kasasa Cash Back earnings. In addition to that, you can enjoy:

  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free e-statements
  • Free debit card
  • 0.75% APY* on balances up to $25,000
  • 0.75% to 0.35% APY* on balances over $25,000 depending on balance in account**
  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back


AFFORDABLE TO OPEN
There is only a $25 minimum deposit to open the account.

EASY TO MANAGE
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, you just need to do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log into online banking

Please know that even if you don’t meet these qualifications, there are no penalties — your accounts are still free. Plus, you’ll still earn our base rate on your Kasasa Saver balance. You can get right back to earning your full rewards the very next cycle that you qualify.

**Please Click Here For Our Kasasa Cash with Saver Disclaimer

**Please Click Here For Our Kasasa Cash Back with Saver Disclaimer

** Please Click Here For Kasasa Qualification Cycle & Statement Cycle Dates

*APY=Annual Percentage Yield


Are You Ready To Finally Have a Savings Account That Works for YOU?


Give us a call today at First Bank of the Lake where we put YOU first. We can be reached at the phone number listed below. You can also stay as up to date as possible on our latest announcements by following us on our social media platforms listed below. Remember, That’s Kasasa at First Bank of the Lake — free accounts that reward you for banking locally.




First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, June 19, 2020

Get 24-Hour Access To Your Accounts!

Banking has EVOLVED in a very positive way! Our bank at the Lake of the Ozarks is pleased to offer online banking to all of our customers. It can truly make your life easier not having to drive to the bank every time you want to make a banking transaction. Keep reading this week's blog to learn more about online banking at First Bank of the Lake. If you have any questions, please do not hesitate to call our bank in Osage Beach. We can be reached at (573) 348-2265.


Online Banking at First Bank of the Lake


Online Banking
Easy 24-hour access to your accounts!
Easy 24-hour access to your FBOL Accounts. Real-time account information on your time.

With Online Banking, it's easy to manage your finances, all in one place. Check account balances, view transactions, download monthly statements, easily make payments and transfers, and more — all quickly and conveniently. It delivers a highly intuitive user interface, responsive screens and great tools that simplify your financial life.

Check balances & transactions
Give yourself the confidence that comes from knowing exactly where your finances stand by getting a look at all your accounts: checking, savings, loans and CDs. View real-time balances, transaction history, check images, and recent and pending transactions. Go green and sign up for eStatements. Plus, Online Banking provides the ability to export your account information into your financial software or spreadsheets, so you’ll never have to worry about manual data entry and no duplicate transactions.

Pay Bills Online
Add simplicity to your life by paying your mortgage, cable bill, or car loan or other bills online. Make one-time payments or set up recurring payments with Bill Pay — all it takes is a few clicks. No more stamps, checks, or late payments. Plus, request, receive, or send payments to anyone in the U.S. with our convenient Popmoney® service.

Transfer Money Online
Make transfers from your computer in minutes. With Online Banking, you can seamlessly move money between your accounts at First Bank of the Lake and other financial institutions. You also have the option to safely transfer money to others and set up one-time or recurring transfers.

Online Banking is a refreshingly simple approach. The information you need, when you need it!

Not enrolled in Online Banking?

Enroll Today


Get 24-Hour Access To Your Accounts With First Bank of the Lake!


Please do not hesitate to call us with any questions you may have. Remember, local banking makes a difference. When you work with a local bank, you put your money to work growing the local economy. If you're ready to grow the Lake of the Ozarks economy with us, call (573) 348-2265 today. Be sure to follow us on our social media channels listed below to stay up to date on our latest announcements.





First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, June 12, 2020

What is Kasasa Protect®?

If you are looking for an EFFECTIVE way to protect your checking account against fraud, this is the blog for you! Our bank at the Lake of the Ozarks is here to give you the benefits of Kasasa Protect® in this week's blog. If you have any questions, please do not hesitate to give the friendly staff at our bank in Osage Beach a call. First Bank of the Lake can be reached at (573) 348-2265. We put YOU first!


Kasasa Protect®


Stay ahead of fraud — add comprehensive fraud protection to your checking.**

Kasasa Protect™ is like invisible armor for your sensitive information. It’s around-the-clock protection for your personal and financial data against fraud and identity theft.

This comprehensive and affordable service can be added to any First Bank of the Lake checking account. Enjoy more peace of mind with 24/7 credit monitoring, identity restoration services, and more.

Activate Kasasa Protect for only $12.99 per month — or only $7.99 per month for our Kasasa® checking account holders!

Summary

  • Comprehensive identity protection and restoration solution**
  • Employs around-the-clock monitoring for fraudulent activity
  • Immediately alerts you to any suspicious activity
  • Quick, hands-on process of restoring your information should fraud occur
  • Full suite of offerings, including:
- 24/7 credit monitoring
- Annual credit reports
- Monthly credit score and tracker
- Dark web monitoring
- Lost wallet protection
- Identity restoration
  • Coverage from every angle provides peace of mind
  • Funds directly deducted from your checking every month — no credit card needed!
  • Exclusive pricing for all Kasasa checking account holders — $7.99 per month!
  • All other checking account holders — $12.99 per month
  • Not locked into a contract; no time commitment necessary

Activate Kasasa Protect in minutes.

Upon enrollment, Kasasa Protect starts working immediately. However, be sure to log in and verify your identity so that you can get the most value out of this service. Just check your email for your activation link or visit secure.kasasaprotect.com.


Service Details


Add Kasasa Protect to receive around-the-clock coverage from every angle:

24/7 Credit Monitoring

  • Get around-the-clock notices about important changes in your credit report, including:
- Loan data
- Inquiries
- New accounts
- Judgments
- Liens
- And more
  • The fastest and simplest way to guard against fraudulent activity

Credit Reporting

  • Receive full access to annual credit report from TransUnion
  • Provides deep insight into your credit record
  • Helps you proactively manage your financial health and monitor your identity

Monthly Credit Score & Tracker

  • Regular review of your credit score, helping you stay on top of your credit
  • Avoid the cost of pulling full credit reports
  • View trends over time and find out exactly what's moving your number

Dark Web Monitoring

  • Allows you to keep close tabs on your identity online
  • Scans millions of international sources in real time
  • Quickly spots stolen data that could identify you, such as a social security number or medical identification numbers

Lost Wallet Protection

  • In the event of a lost or stolen wallet:
- One convenient point of contact handles cancellation and replacement of all your important documents
- Restoration through your agent includes: your cards, licenses, social security cards, insurance cards, passports, military IDs, and even traveler's checks

Identity Restoration

  • Helpful advice and resolution services provided the instant fraud occurs
  • Certified specialists file, dispute, and resolve issues with your credit or other vital records, including:

- Filing fraud alerts
- Placing credit freezes at different bureaus
- Notifying authorities                 

** Please Click Here For Kasasa Qualification Cycle & Statement Cycle Dates

Protect Your Checking Account With Kasasa Protect®!


All of us here at First Bank of the Lake hope you found this important information about Kasasa Protect® enlightening. We don't try to sell you on a product you don't need. If you are worried about fraud with your checking account, this is the product for you. Give us a call today to learn more about it. We can be reached at the number listed below. You can also follow us on our social media channels listed below to stay up to date on our latest announcements.




First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, June 5, 2020

The 12th Annual Great Bagnell Dam Duck Drop

Did you know that the 12th Annual Great Bagnell Dam Duck Drop is only about 2 months away? Our bank at the Lake of the Ozarks is proud to be a sponsor again this year! Keep reading this week's blog to learn all about this wonderful event for the community. Remember - Local Banking Makes a Difference. Our Lake of the Ozarks bank puts YOU first. For more information on the banking products, we can offer you that can make your life easier, visit www.FirstBankLake.com.


The 12th Annual Great Bagnell Dam Duck Drop


Source: www.GreatDamDuckDrop.com

The Annual Duck Drop Golf Tournament

Date: Friday, July 31st @ 1:30 pm - SHOTGUN START; Registration and Lunch begins at Noon
Location: The Golf Club at Deer Chase

Event Details Include:
  • Features quacky "twist".
  • Crazy holes & fun obstacles will be placed around the course to test your game!
  • 4 Person Scramble
  • Be a hole sponsor for just $50
  • $125 per PLAYER
  • Awards Ceremony at the Ridge Grill after play!
Entry includes:
  • 18 Hole Scramble (Quack Holes Included!)
  • 10 Duck Drop Tickets per player ($50 value PER PLAYER!) That's 40 chances PER TEAM to win $5000!
  • A Delicious LUNCH AT THE COURSE
  • A day full of fun and thank you's for your support of
  • Lake Area Big Brothers Big Sisters and Ozark Coast Kiwanis
  • 23 winning Duck Drop tickets came from these complimentary golfer tickets in 2013, 2014, 2015, 2016, 2017!
Golf Tournament Prizes Include:
  • Long Putt Contest for Cash
  • Hole in One Contest for $25,000 CASH
  • Hole Contests on Course for Prizes
  • Multiple Flights (and Ladies Flight) Win Prizes
  • Other on course contests and special events

Please Note: PROCEEDS FROM THE GOLF TOURNAMENT BENEFIT THE LAKE AREA BIG BROTHERS BIG SISTERS & OZARK COAST KIWANIS. BOTH ORGANIZATIONS HELP LOCAL CHILDREN AT THE LAKE!

To Register For The QUACKIEST GOLF TOURNAMENT, visit HERE.


The Family Fun Zone and Duck Drop

Date: Saturday, August 1st
Time: Fun Zone Open at 10:00 AM & Ducks Fly @ Noon!
Duck Drop Ticket Sales at the Fun Zone ends promptly at 11:00am

Event Details Include:

10:00 AM Saturday
Bring the kids (ALL AGES) down to the Lake Ozark Campground & RV Park below the dam for a family fun zone with games, dunking booth, bounce houses, martial arts and dance demonstrations, food, and lots of prizes and goodies!

FUN ZONE WRIST BANDS are FREE and include all Fun Zone events, games, and prizes.

Purchase Duck Drop tickets at the Fun Zone until 11:00AM for $5 each or 6 for $20 for your chance to win $5000 (plus 10 other GREAT prizes!)

11:45 AM Saturday
Head from the Fun Zone over to the campground area river access to watch the ducks drop from the helicopter and boats into the Osage River.

NOON Saturday
The helicopter will arrive and the ducks will fly! Let the race begin!!! The first 11 ducks to cross the finish line will win prizes, including a $5000 cash prize and a $1000 cash prize!

12:30 - 1:00 Saturday
Head back to the Fun Zone and enjoy more games while we await the winners! Winners will be announced at the Fun Zone by 1:00. You do not need to be present to win!

Please Note: WINNERS WILL BE ANNOUNCED AT THE FAMILY FUN ZONE AFTER THE DUCK RACE IS OVER. WINNERS WILL BE NOTIFIED VIA PHONE IF THEY ARE NOT PRESENT.

PROCEEDS FROM THE DUCK DROP AND FUN ZONE BENEFIT OZARK COAST KIWANIS, WHICH SUPPORTS LOCAL ORGANIZATIONS INCLUDING KIDS HARBOR, CITIZENS AGAINST DOMESTIC VIOLENCE, THE FOOD PANTRY, LAKE AREA BIG BROTHERS, BIG SISTERS WONDERLAND CAMP, AND MORE!

For more information on this wonderful community event, visit HERE.


We Hope To See You at the 12th Annual Great Bagnell Dam Duck Drop!


Our Osage Beach bank enjoys getting involved in our community any way that we can. It is a pleasure to be able to sponsor events that are as special as this one. Remember, local banking truly makes a difference. When you work with a local bank, you put your money to work growing the local economy. To grow your local economy with First Bank of the Lake, give us a call today to see how we can help you with your banking needs. You can also learn more about us by visiting our website at www.FirstBankLake.com. Follow us on our social media channels listed below to stay up to date on our latest announcements.





First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, May 29, 2020

Get Paid To Shop With The Free Kasasa Cash Back® Checking Account!

Summer 2020 is right around the corner! Just think of all the shopping you will likely do to prepare for this AWESOME season...
  • Summer vacations with the family
  • Seasonal clothing and shoes
  • Summer holiday preparations
  • Summer birthday presents
...etc. Wouldn't it be FANTASTIC to get paid for all of that shopping? Guess what! Now, you can! Keep reading this week's blog to learn all about how you can get paid to shop with the Free Kasasa Cash Back Checking Account at First Bank of the Lake. Have any questions? Feel free to give us a call at our bank in Osage Beach. We can be reached at (573) 348-2265. 


Get Paid To Shop This Summer With The Free Kasasa Cash Back® Checking Account!


Free Kasasa Cash Back® checking makes up for all the times you ever had to pay a monthly service fee on your account. There are no monthly service fees, and this account pays you!

Earn 4.00% cash back on your everyday debit card purchases, up to $120 back per year ($10 per month).** You’ll also get refunds on your ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re here in Osage Beach or elsewhere. Come see us today to open your account!

Here’s how easy it is to earn your rewards:
To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log into online banking

That’s all! And even if you don’t meet these qualifications, there are no penalties and you still have a free account. Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.

**Click Here For Our Kasasa Cash Back Disclaimer

** Please Click Here For Kasasa Qualification Cycle & Statement Cycle Dates


Want To Learn More About The Free Kasasa Cash Bank® Checking Account at First Bank of the Lake?


Visit HERE to see MORE benefits you can enjoy when you open up the FREE Kasasa Cash Back® Checking Account at First Bank of the Lake. These days it's nice to get every penny you can and what can be better than getting PAID to shop? If you have any questions, please do not hesitate to give us a call and be sure to follow us on our social media channels listed below to stay up to date on our latest announcements.




First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Thursday, May 21, 2020

Your 1st Source for SBA Lending!

This has been a trying time for small business owners all over the world. We know you and your clients want to get back to business! An SBA 7(a) loan could be just what you need. Our experienced SBA lenders are ready to help. We urge you to take advantage of rates while they're at a historic low with the traditional benefits of SBA financing. With lower down payments and lower monthly payments, we can help provide the capital your business needs.
  • From start to finish, we're here for you! 
  • You’ll have the support of a nationwide preferred lender with an experienced underwriting and closing team. 
  • We’re ready to guide your clients through each transaction. 
  • We can help you and your clients move forward and be successful now and in the future. 
Keep reading this week's blog for more information on our SBA lending services. If you have any questions, please do not hesitate to give us a call. First Bank of the Lake can be reached at (573) 348-2265. We'd be happy to point you in the right direction of one of our fantastic SBA lenders.



Your 1st Source for SBA Lending!

As a nationwide Preferred SBA Lender, we have the resources and extensive experience to tailor solutions for your business.

With more than two centuries of combined lending expertise, our SBA experts will guide you down the path to success. Choices are vital when it comes to business loans. We take a consultative approach and partner with you to structure the financing you need to achieve your business goals.

Get started today! Take advantage of fixed or variable rate options through the SBA 7a program.
  • Longer terms for cash flow enhancement
  • Low down payment requirements
  • Increased liquidity for the next opportunity
  • No financial covenants
  • Streamlined underwriting and closing process
Plus, with First Bank of the Lake you’ll enjoy:
  • Quick Response
  • Flexible Options
  • Experienced Underwriters
  • Fast Closings
Whether your business is in the startup, growth, or maturity phase, we offer flexible loans to meet your goals.
  • New construction and renovations
  • Refinance
  • Business & Real Estate Acquisition
  • Partner buy-out
  • Initial working capital, inventory soft cost, and closing costs


From start to finish, we’re here for you!

You’ll have the support of a nationwide preferred lender with an experienced underwriting and closing team. We’re ready to guide you through each transaction.
  • Deal Dynamics
  • Due Diligence Process
  • Any Legal Issues
  • Industry Insights
Business ideas can grow into a thriving company, expand into new markets, and take your business to the next level of success. Contact one of our SBA lenders today…We put you 1st! Be sure to follow us on our social media channels listed below to stay up to date on our latest announcements.




First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, May 15, 2020

Perks of Going MOBILE With Your Business Banking

With all of the challenges you business owners are facing right now, you should use every tool you can to make running your business easier. Our bank at the Lake of the Ozarks is here to tell you about the perks of going MOBILE with your business banking in this week's blog. If you are interested in using this fantastic product for your business, call us at our bank in Osage Beach today. First Bank of the Lake can be reached at (573) 348-2265.


Perks of Going MOBILE With Your Business Banking


TAKE CONTROL OVER YOUR BUSINESS BANKING.
Did you know the First Bank of the Lake Mobile Business Banking App comes with Mobile Approvals? This means you will have GREATER control over your money, HELP identifying suspicious activity, and HELP stopping fraudulent transactions. Don't sacrifice CONVENIENCE for SECURITY any more and take advantage of this POWERFUL feature.

ACCESS YOUR MONEY ANYTIME SECURELY.
You will have a secure log in and First Bank of the Lake will verify the device you are using to log in as well. This is a powerful protection tool against online fraud.

SECURELY MOVE YOUR MONEY TO AUTHORIZED ACCOUNTS.
You can make your transfers within seconds in a secure manner. You will have the ability to confirm transfers and approve them as well.

DEPOSIT CHECKS FROM ANYWHERE YOU HAVE INTERNET ACCESS.
You are likely incredibly busy if you own and manage a business. So make life easier and use the tools that come with this fantastic mobile banking app, such as Mobile Deposits. Just endorse the check and snap a photo of it within seconds.



SPECIAL ANNOUNCEMENT:

We've reopened our lobby and have taken the appropriate measures to keep our employees and customers safe. Our strict sanitizing protocols remain in place.

  • Only 10 customers in the lobby at one time.
  • Please limit entrance to customers transacting business.
  • Maintain social distancing. To help we have placed marks on the floor.
  • Hand sanitizer is available, please use it upon entry.



Make Running Your Business Easier and Call First Bank of the Lake Today to Ask About Business Mobile Banking!


Business doesn't stop just because you're away from the office, and some of those important financial decisions can't really just wait until you get back. That's why Business Mobile Banking can be such a crucial tool for you and your company. First Bank of the Lake can be reached at (573) 348-2265. You can also learn more about all of the banking tools we offer businesses by visiting our website at www.FirstBankLake.com. Follow us on our social media channels listed below to stay up to date on our latest announcements.




First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265