Friday, September 27, 2019

Savings Tips for Halloween 2019

Halloween 2019 will be here soon and is only about a month away! Before you start to worry too much about spending a ton of money on Halloween decorations, costumes, candy, etc. - our bank at the Lake of the Ozarks is here to give you a few savings tips for Halloween 2019. Speaking of savings, opening up a special savings account for holiday funds such as Halloween, Thanksgiving, Christmas, Independence Day, Easter, etc., can really help you feel prepared at times like this. Consider the Free Kasasa Saver at First Bank of the Lake. You can learn more by visiting https://firstbanklake.com/kasasa-saver.html or by giving our Lake of the Ozarks bank a call at (573) 348-2265. You can also stop by for a visit. We are located at the entrance to the Osage Beach Premium Outlets. We'd love to chat with you and answer any questions you may have.


Savings Tips for Halloween 2019


Give DIY a try!
DIY or Do-It-Yourself can be great for holidays like Halloween. There are so many easy tutorials out there that can teach you how to to make your own decorations, costumes and more! You can save a few bucks and be creative making YOUR OWN Halloween fun without having to "break the bank" buying new stuff. Your decorations and costumes can be unique and one of a kind. Just do a quick Google search for the latest Halloween decoration and costume tutorials and let the creativity flow through you!

Consider swapping costumes from previous years with friends.
Let's say you have a few costumes on your closet from previous Halloweens. You are probably not the only person out there who does. Have you ever heard the expression, "One man's trash can be another man's treasure." That saying can be applied here in the sense that you and your friends can swap old costumes and save a ton of money by not buying new ones. You can wear a costume you have never worn before and still have a great Halloween!

Purchase your candy in bulk.
Save money and get your candy in bulk. There are several selections and you increase your chances of not running out for trick-or-treaters. Check online or at the bigger stores for the best deals.


Save Money This Halloween with First Bank of the Lake!


All of here at the best bank at the Lake of the Ozarks hope you enjoyed reading about these tips for saving money this Halloween! If you are interested in saving money for every holiday by having a successful savings account especially dedicated to holidays, call First Bank of the Lake. Our Free Kasasa Saver may be just what you need. This account allows you to build your savings automatically by linking it to your free Kasasa® checking. Learn more and give us a call today!


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First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Wednesday, September 18, 2019

Tips for the First-Time New Car Buyer

Have you ever owned a NEW car? You'd be surprised how many people haven't. Buying a new car for the first time is a big step. Before you've probably either had a car given to you as a graduation present and just made it last as long as possible or you bought a car but it was used and you were able to pay cash at the time but buying a new car for the first time is different. Our bank at the Lake of the Ozarks is here to give a few tips for the first-time new car buyer. You will likely need an installment loan if you are purchasing a brand new car for the first time, call First Bank of the Lake at (573) 348-2265. We can help you figure out your best loan options that work with your budget.

Tips for the First-Time New Car Buyer 


Stick to your budget.
When you walk into that dealership it can be really easy to be distracted by cars that are NOT within your budget. Stay focussed and only check out the cars that are within your budget and pay no attention to those cars that aren't. Remember, this car is something you'll likely be making payments on for the next 3-6 years so make sure they are going to be payments you can afford.

Make a list of the things you need out of a new car.
Go into that dealership with a plan and make a list of your must-have's, such as:
  • Great gas mileage
  • Four doors
  • Large trunk
  • Four-Wheel drive
  • Automatic windows
  • Automatic seats
  • Cost no more than $300 a month
...This is just a sample list, but you get the idea. Make your list and bring it with you into the dealership so you can stay on point.

Look online and have an idea of the car you want before you get to the dealership.
Car shopping has become much easier over the years as technology has evolved. Look online at cars near you and have an idea of what you want before you even walk into the dealership. This way, you have a good starting point when you get there.


Get Your Car Loan From First Bank of the Lake!


The installment loan specialists at our Lake of the Ozarks bank are ready to assist with your car loan needs! No matter what type of car you are trying to purchase, we can help guide you in the right direction when it comes to your financing. We offer competitive rates and terms to fit your budget. Call us today at 573-348-2265 to discuss your needs and know that you may qualify for immediate approval and processing!


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First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Friday, September 13, 2019

Get to Know Our Team - Erin Robinson

Hooray! It's that time again. Each month our Lake of the Ozarks bank has been featuring one of our AWESOME team members in our Get to Know Our Team blog series. This month, we are excited to introduce you to our own Erin Robinson. We have asked her a series of ten questions. Keep reading to get to know Erin Robinson a little better. If you would like to bank with a local bank at the Lake of the Ozarks that truly cares about this community, call First Bank of the Lake today at (573) 348-2265.


Get to Know Our Team - Erin Robinson


1. How did you get started in the banking industry?
Looking for my first real full time job and applied to be a commercial loan processor and was hired.

2. What is your position at the bank? What are some of your key responsibilities? 
VP, SBA Specialist. I help review loans for eligibility, and once approved internally I take the loan through the SBA approval process and work with the borrower, attorneys and title companies to get loans to the closing stage.

3. What brought you to the Lake of the Ozarks? 
The job, but then family brought me back to Kansas City and luckily I am able to continue my responsibilities from there.

4. Where did you attend school? 
Graduated high school in Jefferson City, then attended University of Missouri, Columbia and Kansas City

5. What do you enjoy the most about your job?  
Helping small businesses and having the support of a great boss and teammates

6. How do you enjoy spending your time when not at work? 
I love to read, watch movies and play with my grandson

7. When you were young, what did you want to be when you grew up?  
I wanted to get into the back room end of politics, doing research, speech writing, etc.

8. What is your dream vacation destination? Why? 
The Black Hills in South Dakota.  When I was little my family went camping there most summers and I would like to go back as an adult in the wintertime to enjoy the mountains and snow.

9. What is something few people know about you? 
I love going to the symphony.

10. If you won the lottery, what would you do? 
Buy lots of books.


We hope you enjoyed getting to know our own Erin Robinson a little better. Here at First Bank of the Lake, we truly appreciate our people. Our employees are part of what make this bank in Osage Beach a success. To learn a little more about our bank, visit our website at www.FirstBankLake.com.


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First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265

Friday, September 6, 2019

FESTIVE Fall Events at the Lake of the Ozarks

Fall is right around the corner and our local bank in Osage Beach just can't wait to see all of those beautiful fall colors around here. We truly love being a community bank at the Lake of the Ozarks and enjoy seeing local businesses put together events that just make members of this community happy. That being said, First Bank of the Lake is here to give you some need-to-know information on a few of the FESTIVE fall events that are coming up at the Lake of the Ozarks.


Source: www.FunLake.com

Fall Event: Pumkin Chunkin' Palooza
Date: Sep 28, 2019
Location: Ozarks Amphitheater
2629 MO Hwy 5
Camdenton Missouri 65020
Phone: 573-346-0000
Website: http://pumkinchunkinpalooza.com
Facebook: https://www.facebook.com/Pumkin-Chunkin-Palooza-891619554296931
Hours of Operation: 10:00 am – 6:00 pm

Event Activities:
Missouri Craft Beers
Missouri Wine Tastings
Food Vendors
Largest Pumpkin Contest
Pumkin Decorating Contest

Family Events:
Face Painting
Petting Zoo
Kids Activities
Climbing Wall
Carnival Rides

Presented by the Power of Four:
Laurie Sunrise - Beach Rotary
Camdenton Rotary
Lake Ozark Daybreak Rotary
Lake Ozark Rotary Club

Fall Event: 34th Annual Turkey Festival
Date: Sep 28, 2019
Location: Downtown Eldon
City Wide
Eldon MO 65026
Phone: 573-392-3752
Website: http://eldonchamber.com/upcoming-events/#turkey
Hours of Operation: 9:00 am – 4:00 pm

Activities/Festivities To Enjoy:

  • Shop for homemade crafts, d├ęcor, jewelry, clothing and more. 
  • Sample delicious food
  • Enjoy the parade, beer garden, Food Truck Village, children’s carnival, bounce houses, and other activities. 
  • Listen to live music and enjoy performances at several entertainment stages.


Fall Event: Versailles Olde Tyme Apple Festival
Date: Oct 05, 2019 - Oct 06, 2019
Location: Downtown Versailles
Versailles MO 65084
Phone: 573-378-4401
Email: info@versailleschamber.com
Website: http://versaillesapplefestival.com/
Facebook: https://www.facebook.com/versaillesoldetymeapplefestival/
Hours of Operation: Sat: 9am-5pm; Sun: 9am-4pm

Activities include:

  • A parade
  • Many vendors selling wares 
  • Lots of food booths
  • A car show (at Versailles City Park)
  • Fiddle contest
  • Apple pie and much more

You can see the details and the full schedule at the website listed above.

Fall Event: Fall Big Bass Bash
Date: Oct 05, 2019 - Oct 06, 2019
Location: Lake Wide
Lake Ozark MO 65049
Phone: 314-703-8462
Email: info@midwestfishtournaments.com
Website: http://www.bigbassbash.com
Facebook: https://www.facebook.com/anglersinaction

Please note: The Big Bass Bash is a bass tournament designed for amateurs only. For complete details, please see the website listed above.


All of us here at our community Lake of the Ozarks bank hope you enjoyed reading more about these FUN festive fall events. We enjoy seeing this community thrive! We encourage you to support your neighbors and your local businesses by attending events that are put on by them. If you would like to grow your economy by banking local as well, call First Bank of the Lake today to see how we can help you with your banking needs. We can be reached at 573-348-2265 today.


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First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065


(573) 348-2265