Friday, February 9, 2018

5 Ideas to Have a HAPPY Valentine's Day on a Budget

Valentine's Day is right around the corner. It can be such an exciting time of year to celebrate the love you have for your significant other, spouse, or even yourself. While there are many activities to try to celebrate this "day of love," such as going out to a nice dinner, seeing a movie, or buying each other gifts, these things can add up and be quite costly. Your bank at the Lake of the Ozarks is here to give you a few ideas you can implement in order to have a HAPPY Valentine's Day on a budget.




5 Ideas to Have a HAPPY Valentine's Day on a Budget


Idea # 1

Give her or him a homemade gift from the heart.

Try making your loved one something from the heart. For example, you could make them a photo collage of some of the best dates you've had with them.


Idea # 2

Cook a romantic meal together.

Why spends hundreds of dollars on a fancy meal, when you can have just as good of a time cooking with your loved one at home. Save money and bond over making a great meal with one another.


Idea # 3

Try carnations over roses.

While roses are the typical flower of Valentine's Day, carnations are much cheaper and have been known to last longer as well.


Idea # 4

Write a love letter rather than buying an expensive card.

Why not spend LESS money and put MORE thought into your Valentine's Day this year? A charming love letter over a standard Valentine's Day card may mean more to your spouse or significant other anyway.




Idea # 5

Don't be afraid to celebrate Valentine's Day after February 14.

The Valentine's Day candy and food tend to be cheaper and may possibly go on sale after Valentine's Day. Valentine's Day is on a Wednesday this year, so celebrating it the weekend after may even work better for your schedule anyway.


Looking to Budget Your Money with The Best Bank at the Lake of the Ozarks?


First Bank of the Lake provides many options to help you store that money you are saving by budgeting Valentine's Day. We offer checking and savings accounts that basically end up looking like we pay you to bank here. Check out our Kasasa Checking and Savings accounts:

Open a free Kasasa Cash® checking account and get rewarded for doing simple banking activities, like using your debit card.

Earn up to 2.00% APY* and get refunds on your ATM withdrawal fees, nationwide. Add Kasasa Saver® to your account to make saving easy and automatic. Visit us today to open your accounts!

Benefits:


  • Free checking that pays high interest
  • 2.00%% APY* on balances up to $10,000
  • 2.00% to 0.41% APY on balances over $10,000 depending on balance in account**
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)**
  • Link to free Kasasa Saver to build savings automatically
  • Kasasa Protect™ available at a discounted rate
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free e-statements
  • Free debit card
  • $25 minimum deposit to open


Free Kasasa Saver®

Build savings automatically — link this account to your free Kasasa® checking.

Free Kasasa Saver® is saving simplified. Connect it to your Kasasa Cash® or Kasasa Cash Back® checking to build your savings effortlessly.

When you earn cash rewards in your Kasasa checking, those earnings transfer into your Kasasa Saver. Kasasa Saver also earns up to 0.75% APY!* That’s Kasasa at First Bank of the Lake — free accounts that reward you for banking locally.

Benefits:


  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.75% APY* on balances up to $25,000
  • 0.75% to 0.35% APY* on balances over $25,000 depending on balance in account**
  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free e-statements
  • Free debit card
  • $25 minimum deposit to open


For more information on these wonderful products and to see if you might qualify for them, give First Bank of the Lake a call at 573-348-2265. We'd like to wish everyone a Happy Valentine's Day!


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First Bank of the Lake - Striving For Excellence
Member FDIC. Equal Housing Lender.


Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065






(573) 348-2265

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