Monday, June 29, 2020

How To Go Fully REMOTE With Your Banking

It's pretty clear that the COVID-19 pandemic has had a significant effect on this country. Many may have found, that even though the restrictions have been lifted in the state of Missouri, they still want to stay home as much as possible, just to be safe. With that in mind, our bank at the Lake of the Ozarks is here to give you information on a few products that can help you go FULLY remote with your banking. If you end up having any questions on what you are about to read, please call our bank in Osage Beach today. First Bank of the Lake can be reached at (573) 348-2265. Remember, First Bank of the Lake puts YOU first.


How To Go Fully REMOTE With Your Banking 


Online Banking

  • Check all your account balances, pay bills and make transfers right from the Home Page
  • View real-time account balances, check images and history
  • 24-hour access to checking, loans and CDs
  • Export history to financial software or spreadsheets
  • Transfer funds between accounts
  • Pay bills online
  • Safe and secure

Mobile Banking

  • Instant Balance: When enabled, users can securely preview balances without logging in.
  • Touch/Fingerprint ID: Log in using your fingerprint instead of a password with Apple's Touch ID or Android's Fingerprint Authentication or Facial Recognition.
  • Account Balances: View your account balances in real-time.
  • Recent Transactions: View both recent and pending transactions.
  • Check Images: View images of the front and back of your checks.
  • Transfer Funds: Easily move money between your accounts.
  • Add Contacts: Add companies and people to send money to.
  • Send Money: Schedule payments to companies and people.
  • Deposit Checks: Deposit paper checks using your phone's built-in camera.
  • Fully secure.

Online Bill Pay

  • Pay Virtually Anyone. From the local bakery to a Fortune 500 Company, even your babysitter.
  • Send Money to Friends and Family. All you need is their email address or cell phone number.
  • Same Day/Next Day Payments. Payments can often be received in as little as one business day, even that same afternoon if necessary.
  • Group Payments into Categories. Organize your utilities, cable and phone into a folder named household.
  • Account to Account Transfers. Even accounts at other financial institutions. Your money is always available, regardless of where you keep it.
  • Receive eBills. Green, more convenient, more secure and easier to manage.
  • Reminders. Receive updates through email when you receive a bill, or when it's due.
  • Automatic Payments. Great for bills that stay the same each month, like your rent and your car loan.
  • Search Bill History. Search by company, date and status, the moment you need an answer, wherever you are.
  • Message Center. Get quick answers to questions you might have.
  • Completely safe. More secure than mailing paper checks.


Are You Ready To Go Fully Remote With Your Banking?


If so, First Bank of the Lake is here to help. We understand that leaving the house when it's not one hundred percent necessary is still scary to some people and that's ok. When it comes to your banking, you don't have to leave the house. Technology has evolved tremendously over the years and banking can be done from the comfort of your own home now. For more information on any of the products you read about earlier in this blog or if you have any questions, please give us a call. First Bank of the Lake can be reached at the phone number listed below. You can also follow us on our social media channels listed below to stay up to date on the latest banking products we are featuring.




First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, June 26, 2020

Why The Free Kasasa Saver® is The ULTIMATE Savings Account

You honestly never know what may happen in life and having a savings account that actually helps you BUILD your savings automatically can be a really GOOD thing. That's where we come in. Our bank at the Lake of the Ozarks specializes in providing products that can actually solve the financial issues our customers may have. If you're struggling to find a savings account that truly meets your specific needs, First Bank of the Lake is here for you! Keep reading this week's blog to learn all about the Free Kasasa Saver® and why it is the ULTIMATE savings account. If you end up having any questions or would like to get this savings account for yourself, please give us a call here at our bank in Osage Beach. We can be reached at 573-348-2265.


Why The Free Kasasa Saver® is The ULTIMATE Savings Account


CONVENIENCE
This is a FREE account that builds your savings effortlessly. You can conveniently link it to your free Kasasa Cash or Kasasa Cash Back checking and enjoy automatic transfers of Kasasa Cash or Kasasa Cash Back earnings. In addition to that, you can enjoy:

  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free e-statements
  • Free debit card
  • 0.75% APY* on balances up to $25,000
  • 0.75% to 0.35% APY* on balances over $25,000 depending on balance in account**
  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back


AFFORDABLE TO OPEN
There is only a $25 minimum deposit to open the account.

EASY TO MANAGE
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, you just need to do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log into online banking

Please know that even if you don’t meet these qualifications, there are no penalties — your accounts are still free. Plus, you’ll still earn our base rate on your Kasasa Saver balance. You can get right back to earning your full rewards the very next cycle that you qualify.

**Please Click Here For Our Kasasa Cash with Saver Disclaimer

**Please Click Here For Our Kasasa Cash Back with Saver Disclaimer

** Please Click Here For Kasasa Qualification Cycle & Statement Cycle Dates

*APY=Annual Percentage Yield


Are You Ready To Finally Have a Savings Account That Works for YOU?


Give us a call today at First Bank of the Lake where we put YOU first. We can be reached at the phone number listed below. You can also stay as up to date as possible on our latest announcements by following us on our social media platforms listed below. Remember, That’s Kasasa at First Bank of the Lake — free accounts that reward you for banking locally.




First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, June 19, 2020

Get 24-Hour Access To Your Accounts!

Banking has EVOLVED in a very positive way! Our bank at the Lake of the Ozarks is pleased to offer online banking to all of our customers. It can truly make your life easier not having to drive to the bank every time you want to make a banking transaction. Keep reading this week's blog to learn more about online banking at First Bank of the Lake. If you have any questions, please do not hesitate to call our bank in Osage Beach. We can be reached at (573) 348-2265.


Online Banking at First Bank of the Lake


Online Banking
Easy 24-hour access to your accounts!
Easy 24-hour access to your FBOL Accounts. Real-time account information on your time.

With Online Banking, it's easy to manage your finances, all in one place. Check account balances, view transactions, download monthly statements, easily make payments and transfers, and more — all quickly and conveniently. It delivers a highly intuitive user interface, responsive screens and great tools that simplify your financial life.

Check balances & transactions
Give yourself the confidence that comes from knowing exactly where your finances stand by getting a look at all your accounts: checking, savings, loans and CDs. View real-time balances, transaction history, check images, and recent and pending transactions. Go green and sign up for eStatements. Plus, Online Banking provides the ability to export your account information into your financial software or spreadsheets, so you’ll never have to worry about manual data entry and no duplicate transactions.

Pay Bills Online
Add simplicity to your life by paying your mortgage, cable bill, or car loan or other bills online. Make one-time payments or set up recurring payments with Bill Pay — all it takes is a few clicks. No more stamps, checks, or late payments. Plus, request, receive, or send payments to anyone in the U.S. with our convenient Popmoney® service.

Transfer Money Online
Make transfers from your computer in minutes. With Online Banking, you can seamlessly move money between your accounts at First Bank of the Lake and other financial institutions. You also have the option to safely transfer money to others and set up one-time or recurring transfers.

Online Banking is a refreshingly simple approach. The information you need, when you need it!

Not enrolled in Online Banking?

Enroll Today


Get 24-Hour Access To Your Accounts With First Bank of the Lake!


Please do not hesitate to call us with any questions you may have. Remember, local banking makes a difference. When you work with a local bank, you put your money to work growing the local economy. If you're ready to grow the Lake of the Ozarks economy with us, call (573) 348-2265 today. Be sure to follow us on our social media channels listed below to stay up to date on our latest announcements.





First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, June 12, 2020

What is Kasasa Protect®?

If you are looking for an EFFECTIVE way to protect your checking account against fraud, this is the blog for you! Our bank at the Lake of the Ozarks is here to give you the benefits of Kasasa Protect® in this week's blog. If you have any questions, please do not hesitate to give the friendly staff at our bank in Osage Beach a call. First Bank of the Lake can be reached at (573) 348-2265. We put YOU first!


Kasasa Protect®


Stay ahead of fraud — add comprehensive fraud protection to your checking.**

Kasasa Protect™ is like invisible armor for your sensitive information. It’s around-the-clock protection for your personal and financial data against fraud and identity theft.

This comprehensive and affordable service can be added to any First Bank of the Lake checking account. Enjoy more peace of mind with 24/7 credit monitoring, identity restoration services, and more.

Activate Kasasa Protect for only $12.99 per month — or only $7.99 per month for our Kasasa® checking account holders!

Summary

  • Comprehensive identity protection and restoration solution**
  • Employs around-the-clock monitoring for fraudulent activity
  • Immediately alerts you to any suspicious activity
  • Quick, hands-on process of restoring your information should fraud occur
  • Full suite of offerings, including:
- 24/7 credit monitoring
- Annual credit reports
- Monthly credit score and tracker
- Dark web monitoring
- Lost wallet protection
- Identity restoration
  • Coverage from every angle provides peace of mind
  • Funds directly deducted from your checking every month — no credit card needed!
  • Exclusive pricing for all Kasasa checking account holders — $7.99 per month!
  • All other checking account holders — $12.99 per month
  • Not locked into a contract; no time commitment necessary

Activate Kasasa Protect in minutes.

Upon enrollment, Kasasa Protect starts working immediately. However, be sure to log in and verify your identity so that you can get the most value out of this service. Just check your email for your activation link or visit secure.kasasaprotect.com.


Service Details


Add Kasasa Protect to receive around-the-clock coverage from every angle:

24/7 Credit Monitoring

  • Get around-the-clock notices about important changes in your credit report, including:
- Loan data
- Inquiries
- New accounts
- Judgments
- Liens
- And more
  • The fastest and simplest way to guard against fraudulent activity

Credit Reporting

  • Receive full access to annual credit report from TransUnion
  • Provides deep insight into your credit record
  • Helps you proactively manage your financial health and monitor your identity

Monthly Credit Score & Tracker

  • Regular review of your credit score, helping you stay on top of your credit
  • Avoid the cost of pulling full credit reports
  • View trends over time and find out exactly what's moving your number

Dark Web Monitoring

  • Allows you to keep close tabs on your identity online
  • Scans millions of international sources in real time
  • Quickly spots stolen data that could identify you, such as a social security number or medical identification numbers

Lost Wallet Protection

  • In the event of a lost or stolen wallet:
- One convenient point of contact handles cancellation and replacement of all your important documents
- Restoration through your agent includes: your cards, licenses, social security cards, insurance cards, passports, military IDs, and even traveler's checks

Identity Restoration

  • Helpful advice and resolution services provided the instant fraud occurs
  • Certified specialists file, dispute, and resolve issues with your credit or other vital records, including:

- Filing fraud alerts
- Placing credit freezes at different bureaus
- Notifying authorities                 

** Please Click Here For Kasasa Qualification Cycle & Statement Cycle Dates

Protect Your Checking Account With Kasasa Protect®!


All of us here at First Bank of the Lake hope you found this important information about Kasasa Protect® enlightening. We don't try to sell you on a product you don't need. If you are worried about fraud with your checking account, this is the product for you. Give us a call today to learn more about it. We can be reached at the number listed below. You can also follow us on our social media channels listed below to stay up to date on our latest announcements.




First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, June 5, 2020

The 12th Annual Great Bagnell Dam Duck Drop

Did you know that the 12th Annual Great Bagnell Dam Duck Drop is only about 2 months away? Our bank at the Lake of the Ozarks is proud to be a sponsor again this year! Keep reading this week's blog to learn all about this wonderful event for the community. Remember - Local Banking Makes a Difference. Our Lake of the Ozarks bank puts YOU first. For more information on the banking products, we can offer you that can make your life easier, visit www.FirstBankLake.com.


The 12th Annual Great Bagnell Dam Duck Drop


Source: www.GreatDamDuckDrop.com

The Annual Duck Drop Golf Tournament

Date: Friday, July 31st @ 1:30 pm - SHOTGUN START; Registration and Lunch begins at Noon
Location: The Golf Club at Deer Chase

Event Details Include:
  • Features quacky "twist".
  • Crazy holes & fun obstacles will be placed around the course to test your game!
  • 4 Person Scramble
  • Be a hole sponsor for just $50
  • $125 per PLAYER
  • Awards Ceremony at the Ridge Grill after play!
Entry includes:
  • 18 Hole Scramble (Quack Holes Included!)
  • 10 Duck Drop Tickets per player ($50 value PER PLAYER!) That's 40 chances PER TEAM to win $5000!
  • A Delicious LUNCH AT THE COURSE
  • A day full of fun and thank you's for your support of
  • Lake Area Big Brothers Big Sisters and Ozark Coast Kiwanis
  • 23 winning Duck Drop tickets came from these complimentary golfer tickets in 2013, 2014, 2015, 2016, 2017!
Golf Tournament Prizes Include:
  • Long Putt Contest for Cash
  • Hole in One Contest for $25,000 CASH
  • Hole Contests on Course for Prizes
  • Multiple Flights (and Ladies Flight) Win Prizes
  • Other on course contests and special events

Please Note: PROCEEDS FROM THE GOLF TOURNAMENT BENEFIT THE LAKE AREA BIG BROTHERS BIG SISTERS & OZARK COAST KIWANIS. BOTH ORGANIZATIONS HELP LOCAL CHILDREN AT THE LAKE!

To Register For The QUACKIEST GOLF TOURNAMENT, visit HERE.


The Family Fun Zone and Duck Drop

Date: Saturday, August 1st
Time: Fun Zone Open at 10:00 AM & Ducks Fly @ Noon!
Duck Drop Ticket Sales at the Fun Zone ends promptly at 11:00am

Event Details Include:

10:00 AM Saturday
Bring the kids (ALL AGES) down to the Lake Ozark Campground & RV Park below the dam for a family fun zone with games, dunking booth, bounce houses, martial arts and dance demonstrations, food, and lots of prizes and goodies!

FUN ZONE WRIST BANDS are FREE and include all Fun Zone events, games, and prizes.

Purchase Duck Drop tickets at the Fun Zone until 11:00AM for $5 each or 6 for $20 for your chance to win $5000 (plus 10 other GREAT prizes!)

11:45 AM Saturday
Head from the Fun Zone over to the campground area river access to watch the ducks drop from the helicopter and boats into the Osage River.

NOON Saturday
The helicopter will arrive and the ducks will fly! Let the race begin!!! The first 11 ducks to cross the finish line will win prizes, including a $5000 cash prize and a $1000 cash prize!

12:30 - 1:00 Saturday
Head back to the Fun Zone and enjoy more games while we await the winners! Winners will be announced at the Fun Zone by 1:00. You do not need to be present to win!

Please Note: WINNERS WILL BE ANNOUNCED AT THE FAMILY FUN ZONE AFTER THE DUCK RACE IS OVER. WINNERS WILL BE NOTIFIED VIA PHONE IF THEY ARE NOT PRESENT.

PROCEEDS FROM THE DUCK DROP AND FUN ZONE BENEFIT OZARK COAST KIWANIS, WHICH SUPPORTS LOCAL ORGANIZATIONS INCLUDING KIDS HARBOR, CITIZENS AGAINST DOMESTIC VIOLENCE, THE FOOD PANTRY, LAKE AREA BIG BROTHERS, BIG SISTERS WONDERLAND CAMP, AND MORE!

For more information on this wonderful community event, visit HERE.


We Hope To See You at the 12th Annual Great Bagnell Dam Duck Drop!


Our Osage Beach bank enjoys getting involved in our community any way that we can. It is a pleasure to be able to sponsor events that are as special as this one. Remember, local banking truly makes a difference. When you work with a local bank, you put your money to work growing the local economy. To grow your local economy with First Bank of the Lake, give us a call today to see how we can help you with your banking needs. You can also learn more about us by visiting our website at www.FirstBankLake.com. Follow us on our social media channels listed below to stay up to date on our latest announcements.





First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265