Friday, May 29, 2020

Get Paid To Shop With The Free Kasasa Cash Back® Checking Account!

Summer 2020 is right around the corner! Just think of all the shopping you will likely do to prepare for this AWESOME season...
  • Summer vacations with the family
  • Seasonal clothing and shoes
  • Summer holiday preparations
  • Summer birthday presents
...etc. Wouldn't it be FANTASTIC to get paid for all of that shopping? Guess what! Now, you can! Keep reading this week's blog to learn all about how you can get paid to shop with the Free Kasasa Cash Back Checking Account at First Bank of the Lake. Have any questions? Feel free to give us a call at our bank in Osage Beach. We can be reached at (573) 348-2265. 


Get Paid To Shop This Summer With The Free Kasasa Cash Back® Checking Account!


Free Kasasa Cash Back® checking makes up for all the times you ever had to pay a monthly service fee on your account. There are no monthly service fees, and this account pays you!

Earn 4.00% cash back on your everyday debit card purchases, up to $120 back per year ($10 per month).** You’ll also get refunds on your ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re here in Osage Beach or elsewhere. Come see us today to open your account!

Here’s how easy it is to earn your rewards:
To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log into online banking

That’s all! And even if you don’t meet these qualifications, there are no penalties and you still have a free account. Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.

**Click Here For Our Kasasa Cash Back Disclaimer

** Please Click Here For Kasasa Qualification Cycle & Statement Cycle Dates


Want To Learn More About The Free Kasasa Cash Bank® Checking Account at First Bank of the Lake?


Visit HERE to see MORE benefits you can enjoy when you open up the FREE Kasasa Cash Back® Checking Account at First Bank of the Lake. These days it's nice to get every penny you can and what can be better than getting PAID to shop? If you have any questions, please do not hesitate to give us a call and be sure to follow us on our social media channels listed below to stay up to date on our latest announcements.




First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Thursday, May 21, 2020

Your 1st Source for SBA Lending!

This has been a trying time for small business owners all over the world. We know you and your clients want to get back to business! An SBA 7(a) loan could be just what you need. Our experienced SBA lenders are ready to help. We urge you to take advantage of rates while they're at a historic low with the traditional benefits of SBA financing. With lower down payments and lower monthly payments, we can help provide the capital your business needs.
  • From start to finish, we're here for you! 
  • You’ll have the support of a nationwide preferred lender with an experienced underwriting and closing team. 
  • We’re ready to guide your clients through each transaction. 
  • We can help you and your clients move forward and be successful now and in the future. 
Keep reading this week's blog for more information on our SBA lending services. If you have any questions, please do not hesitate to give us a call. First Bank of the Lake can be reached at (573) 348-2265. We'd be happy to point you in the right direction of one of our fantastic SBA lenders.



Your 1st Source for SBA Lending!

As a nationwide Preferred SBA Lender, we have the resources and extensive experience to tailor solutions for your business.

With more than two centuries of combined lending expertise, our SBA experts will guide you down the path to success. Choices are vital when it comes to business loans. We take a consultative approach and partner with you to structure the financing you need to achieve your business goals.

Get started today! Take advantage of fixed or variable rate options through the SBA 7a program.
  • Longer terms for cash flow enhancement
  • Low down payment requirements
  • Increased liquidity for the next opportunity
  • No financial covenants
  • Streamlined underwriting and closing process
Plus, with First Bank of the Lake you’ll enjoy:
  • Quick Response
  • Flexible Options
  • Experienced Underwriters
  • Fast Closings
Whether your business is in the startup, growth, or maturity phase, we offer flexible loans to meet your goals.
  • New construction and renovations
  • Refinance
  • Business & Real Estate Acquisition
  • Partner buy-out
  • Initial working capital, inventory soft cost, and closing costs


From start to finish, we’re here for you!

You’ll have the support of a nationwide preferred lender with an experienced underwriting and closing team. We’re ready to guide you through each transaction.
  • Deal Dynamics
  • Due Diligence Process
  • Any Legal Issues
  • Industry Insights
Business ideas can grow into a thriving company, expand into new markets, and take your business to the next level of success. Contact one of our SBA lenders today…We put you 1st! Be sure to follow us on our social media channels listed below to stay up to date on our latest announcements.




First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, May 15, 2020

Perks of Going MOBILE With Your Business Banking

With all of the challenges you business owners are facing right now, you should use every tool you can to make running your business easier. Our bank at the Lake of the Ozarks is here to tell you about the perks of going MOBILE with your business banking in this week's blog. If you are interested in using this fantastic product for your business, call us at our bank in Osage Beach today. First Bank of the Lake can be reached at (573) 348-2265.


Perks of Going MOBILE With Your Business Banking


TAKE CONTROL OVER YOUR BUSINESS BANKING.
Did you know the First Bank of the Lake Mobile Business Banking App comes with Mobile Approvals? This means you will have GREATER control over your money, HELP identifying suspicious activity, and HELP stopping fraudulent transactions. Don't sacrifice CONVENIENCE for SECURITY any more and take advantage of this POWERFUL feature.

ACCESS YOUR MONEY ANYTIME SECURELY.
You will have a secure log in and First Bank of the Lake will verify the device you are using to log in as well. This is a powerful protection tool against online fraud.

SECURELY MOVE YOUR MONEY TO AUTHORIZED ACCOUNTS.
You can make your transfers within seconds in a secure manner. You will have the ability to confirm transfers and approve them as well.

DEPOSIT CHECKS FROM ANYWHERE YOU HAVE INTERNET ACCESS.
You are likely incredibly busy if you own and manage a business. So make life easier and use the tools that come with this fantastic mobile banking app, such as Mobile Deposits. Just endorse the check and snap a photo of it within seconds.



SPECIAL ANNOUNCEMENT:

We've reopened our lobby and have taken the appropriate measures to keep our employees and customers safe. Our strict sanitizing protocols remain in place.

  • Only 10 customers in the lobby at one time.
  • Please limit entrance to customers transacting business.
  • Maintain social distancing. To help we have placed marks on the floor.
  • Hand sanitizer is available, please use it upon entry.



Make Running Your Business Easier and Call First Bank of the Lake Today to Ask About Business Mobile Banking!


Business doesn't stop just because you're away from the office, and some of those important financial decisions can't really just wait until you get back. That's why Business Mobile Banking can be such a crucial tool for you and your company. First Bank of the Lake can be reached at (573) 348-2265. You can also learn more about all of the banking tools we offer businesses by visiting our website at www.FirstBankLake.com. Follow us on our social media channels listed below to stay up to date on our latest announcements.




First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, May 8, 2020

FAQs About Refinancing Your Mortgage

COVID-19 has been a crazy time in history, that's for sure, but it has had a significant effect on mortgage rates. This means it may be the best time for you to refinance your mortgage at the Lake of the Ozarks. Have questions on how that works? Our mortgage lenders in Osage Beach can help you. You can reach them at (573) 348-2265. In the meantime, keep reading this week's blog for a few frequently asked questions we get on refinancing your mortgage.


FAQs About Refinancing Your Mortgage


Q: What are a few common reasons someone may consider refinancing their mortgage?

A: There are many reasons people have considered refinancing their mortgages over the years, such as:

  • Lowering their monthly payments
  • Having better credit now
  • Qualifying for a lower rate now
  • Canceling private mortgage insurance
...Whatever your reason may be, our Lake of the Ozarks mortgage lenders can help. 

Q: How do I know if refinancing my mortgage is a good idea or not?
A: Honestly, refinancing isn't for everyone. The best thing you can do is to just get the answers to the questions you have and make the best decision knowing what you've learned. The best way to do that is to ask a mortgage expert and we are happy to help.

Q: Is there a way to refinance my home loan in order to pay for some home improvements I need?

A: Possibly, this is another reason some people choose to refinance their home loans. For example, you may need to replace your roof, which can be VERY costly. Ask your mortgage lender if refinancing to cover something like this is a possibility.


SPECIAL ANNOUNCEMENT:
We've reopened our lobby and have taken the appropriate measures to keep our employees and customers safe. Our strict sanitizing protocols remain in place.
  • Only 10 customers in the lobby at one time.
  • Please limit entrance to customers transacting business.
  • Maintain social distancing. To help we have placed marks on the floor.
  • Hand sanitizer is available, please use it upon entry.


Our Mortgage Lenders Are Here For You!


If you are considering refinancing your home loan, please consider First Bank of the Lake for your mortgage needs. Our experienced lenders specialize in providing financing for all types of real estate projects. Plus, we underwrite and service all loans. We respond quickly to your needs with flexible, common-sense lending solutions.

• Residential Loans
• Commercial Loans
• Construction
• Second Homes
• Condominiums
• Buy or Refinance

We’re 1st with Competitive Rates, Flexible Terms, and Low Closing Costs. We make the loan process easier. Call us 1st! For more information, you can call (573) 348-2265. You can also follow us on our social media channels listed below to stay up to date on our latest announcements.




First Bank of the Lake - Striving For Excellence
Member FDIC. 


Connect With Us On LinkedIn

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway

Suite 100
Osage Beach, MO 65065

(573) 348-2265