First Bank of the Lake: November 2019

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway
Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, November 22, 2019

Prepping For Thanksgiving on a Budget

Thanksgiving 2019 is next week! Can you believe it? This year is going by so fast. With Christmas following shortly behind Thanksgiving, you're likely trying to save every penny you can to prepare that Thanksgiving can be tough, with everything that needs to be done, especially if you are hosting. Have no fear though, our bank at the Lake of the Ozarks is here to help! This Osage Beach bank knows how tough it can be to budget for every holiday and having a savings account at the Lake of the Ozarks you can count on to help you really build your savings is essential. Check out the Free Kasasa Saver at First Bank of the Lake by visiting https://firstbanklake.com/kasasa-saver.html. In the meantime, keep reading for a few tips for prepping for Thanksgiving on a budget in this week's blog.

Prepping For Thanksgiving on a Budget

Do an inventory on your pantry!
Have you ever gone to the store, bought everything you know you need for this special holiday recipe, came home, checked your pantry for something and realized you already had many of the ingredients needed? Don't you just hate it when this happens? Prepping holiday dishes for everyone for Thanksgiving can be really stressful at times and you can feel like you never have enough money or time to get everything done. However, this simple change, just checking your pantry before you start may end up saving you a ton of money and time and help way more than you expect.

Be strategic with your turkey.
Think about how many people are coming to your Thanksgiving. Do you really need a whole turkey? You can buy parts of the turkey, versus the whole turkey. For example, just buy the breast and serve that to your guests.

Make Thanksgiving BYOB.
BYOB or Bring Your Own Booze can be a very effective method of prepping for Thanksgiving on a budget. Have your guests bring their own wine, beer, or drinks of choice. Buying alcoholic beverages for everyone can be very costly, so try this way to save some money.

Host a Thanksgiving potluck.
You can also have each guest bring a side and you can offer to handle the meat, by the time the last guests get there with their delicious side, you could have a full meal for a lot less money.

Save Your Money For The Holiday Season with First Bank of the Lake!

We understand the struggles of simply AFFORDING the holiday season these days, but we can help you by offering a savings product that can not only help you save but essentially pays you for banking locally. That may be hard to believe, but that's exactly what you get when you sign up for the Free Kasasa Saver® at First Bank of the Lake. Learn more and visit https://firstbanklake.com/kasasa-saver.html.

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First Bank of the Lake - Striving For Excellence

Member FDIC. Equal Housing Lender.

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway
Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, November 15, 2019

How To Save Money This Christmas

Christmas 2019 will be here before you know it! This is supposed to be a happy time of year but many people are stressing about how they will be able to afford it. Our bank at the Lake of the Ozarks is here to let you know you shouldn't worry because there are ways you can save money this Christmas but still deliver an awesome holiday party to your loved ones. Keep reading for a few of those money-saving holiday tips. If you would REALLY like to save some money this year, open up a fantastic savings account at the Lake of the Ozarks. First Bank of the Lake offers the Free Kasasa Saver® that can help you build your savings automatically.

Money-Saving Holiday Tips

Try Secret Santa This Year!
Instead of having to purchase gifts for all family members and friends that attend your Christmas party each year, draw names at Thanksgiving (where the same people will likely be) and hold a Secret Santa drawing, where each person only buys one present and it's for whoever they drew for Secret Santa. This way you could save a ton of money as you are only buying one gift versus the several you normally would buy for everyone.

Have a Budget and Stick To It!
Know what you can realistically spend this year for Christmas 2019 and stick to that. Don't be tempted to spend even more money and focus on your budget. You don't have to spend tons of money to make Christmas special because that's not what this holiday is all about.

Shop The Deals, There's More This Year!
It has been announced that Black Friday deals have started very early this year, as early as the day after Halloween. There are six fewer shopping days this year, so take advantage of these deals because you can start saving money on your Christmas shopping right now.

Make Christmas Dinner a Pot Luck!
Rather than spending so much money on several Christmas dishes this year, start a pot luck tradition! This allows for family members and friends who may be attending your Christmas party to bring in dishes. This way you only have to spend money on one dish, versus every dish. In addition to saving money, pot luck can also save you a ton of time and stress.

Save Money For Christmas 2019 with First Bank of the Lake!

All of us here at First Bank of the Lake would like to wish everyone a very happy holiday season this year. We know that while this is supposed to be a very special time of year, it can be stressful at times financially. Our Lake of the Ozarks bank hopes you found these money-saving holiday tips enlightening and that they help you with your holiday preparations this year. To really save money for Christmas this year, look into the Free Kasasa Saver® at First Bank of the Lake. To learn more about this fantastic savings product, please visit our website at www.FirstBankLake.com or give us a call today at 573-348-2265.

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First Bank of the Lake - Striving For Excellence

Member FDIC. Equal Housing Lender.

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway
Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, November 8, 2019

Holiday Light Display Events at the Lake of the Ozarks

The holidays are upon us! What a magical time of year this is, especially at the Lake of the Ozarks. Our local bank in Osage Beach just LOVES the special things this community does around the holidays. This bank at the Lake of the Ozarks is here to give you information on where the holiday light parks are and when you can enjoy them this year. To bank local and support your community, visit First Bank of the Lake. See the products we offer at www.FirstBankLake.com.

Holiday Light Display Events at the Lake of the Ozarks

Source: https://www.funlake.com/lake-holiday-light-parks

Lake Holiday Light Parks

Nov 20, 2019 - Jan 01, 2020

Various Locations throughout the Lake area

Entire Lake Area

Osage Beach MO 65065

Phone: 1-800-386-5253 or 573-348-1599

Email: info@funlake.com

Website: http://funlake.com/Events?category=Events&type=Event

Enchanted Village of lights

Nov. 22, 2019 - Jan 2, 2020

Laurie Fairgrounds

269 Fairgrounds Road, Laurie, MO

573-374-8776

Open Nightly 5 pm to 9 pm (10 pm weekends)

St. Patrick's Festival of Lights

Nov 28, 2019 - Jan 1, 2020

Shrine of St. Patrick/ Mother's Shrine

176 Marian Drive, Laurie, MO

573-374-7855

Open Nightly 5 pm to 10 pm

Versailles Unity Circle of Lights

Nov 29, 2019 - Jan 2, 2020

Versailles City Park

Jct Hwy 5 and 52, Versailles, MO

573-378-4634

Open nightly from dusk until midnight

Osage Beach Holiday Lights

Nov 30 - Dec 29, 2019

Osage Beach City Park & Osage Beack Pkwy

950 Hatchery Rd, Osage Beach, MO

573-302-2000

Open nightly

Happy Holidays from First Bank of the Lake!

All of us here at our local community bank in Osage Beach hope you enjoyed reading about all the holiday light parks at the Lake of the Ozarks. We hope you have fun with your friends, family, and other loved ones this year. Again to bank with a local bank and support your community, check out First Bank of the Lake. We've said it before and we'll say it again but, when you work with a local bank, you put your money to work growing the local economy. We share a common commitment to our community with our customers. It's important that this community comes together to stay strong, financially. Not only is it important for businesses to support each other but it takes residents coming together too, to buy local and really help this community thrive. Bank local and choose First Bank of the Lake, your 5-Star rated community bank (BAUER FINANCIAL). Learn more about us by visiting our website at www.FirstBankLake.com. You can also give us a call or stop by, our phone number and location are listed below. Happy Holidays to all!

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First Bank of the Lake - Striving For Excellence

Member FDIC. Equal Housing Lender.

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway
Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, November 1, 2019

FAQs About the Free Kasasa® Saver

Here at our community bank at the Lake of the Ozarks, we truly understand how important it is to save every cent you can these days. Doing that means having savings options that work for you! That's where our bank in Osage Beach comes in. Our Lake of the Ozarks bank specializes in providing savings accounts that help you build your savings automatically. The savings account we are featuring in this week's blog is called the Free Kasasa Saver®. This is a very popular product with our customers. Keep reading for a few frequently asked questions about the Free Kasasa Saver® and our answers.

FAQs About the Free Kasasa® Saver

Q: What makes saving money with the Kasasa® Saver so easy?

A: Free Kasasa Saver® is saving simplified. You can connect it to your Kasasa Cash® or Kasasa Cash Back® checking to build your savings effortlessly. When you earn cash rewards in your Kasasa checking, those earnings transfer into your Kasasa Saver.

Q: What are some of the benefits of choosing the Free Kasasa® Saver over other savings accounts?

A: Some of the benefits of having the Free Kasasa Saver® include:

Links to free Kasasa Cash or Kasasa Cash Back checking
Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
0.75% APY* on balances up to $25,000
0.75% to 0.35% APY* on balances over $25,000 depending on balance in account**
0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
No minimum balance to earn rewards
No monthly service fee
Free online banking
Free e-statements
Free debit card
$25 minimum deposit to open

Q: What do you mean when you say "earn rewards"?

A: We also have Kasasa® checking accounts here. You can learn more about those HERE. Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

Have at least 12 debit card purchases post and settle
Be enrolled in and log into online banking

That’s really it! Even if you don’t meet these qualifications, there are no penalties — your accounts are still free. Plus, you’ll still earn our base rate on your Kasasa Saver balance. And you can get right back to earning your full rewards the very next cycle that you qualify.

**Please Click Here For Our Kasasa Cash with Saver Disclaimer
**Please Click Here For Our Kasasa Cash Back with Saver Disclaimer
**Please Click Here For Kasasa Qualification Cycle & Statement Cycle Dates
*APY=Annual Percentage Yield

All of us here at our friendly bank at the Lake of the Ozarks hope you found these frequently asked questions and answers helpful in understanding the Free Kasasa® Saver more. If you have any questions or would like to learn more about this phenomenal savings account at the Lake of the Ozarks, please do not hesitate to give us a call. The great staff at First Bank of the Lake can be reached at (573) 348-2265. You can also visit our website at www.FirstBankLake.com for more information on all our wonderful banking products.

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First Bank of the Lake - Striving For Excellence

Member FDIC. Equal Housing Lender.