First Bank of the Lake: 2019

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway
Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, December 20, 2019

Financial New Year's Resolution Ideas for 2020

2020 is right around the corner! Have you thought about what you may do differently financially in the New Year? Perhaps you will pay off your debt or at least start a real plan to pay off your debt. Maybe you will meet a savings goal for an end of year vacation you've been dreaming about. Whatever your financial goal for the New Year may be, you should take a look at the savings products at our bank in Osage Beach. They can be very helpful in reaching savings goals in particular. Learn more and visit the First Bank of the Lake website at www.FirstBankLake.com. To reach our Lake of the Ozarks bank, call (573) 348-2265. In the meantime, keep reading for a few ideas for making financial New Year's resolutions.

Financial New Year's Resolution Ideas for 2020

To pay off student loans.
So many people are in debt due to student loans. Having that debt can really weigh you down and affect your credit negatively if you don't have a steady plan for paying it off. If you are struggling to at least pay the minimum payment each month, take a hard look at what you spend money on. Are you going to the coffee shop for your coffee each day? Are you shopping for new clothes when your old clothes are still fine to wear? Cut back on unnecessary spending in the new year so you put that money toward paying off student loan debt.

To pay off credit card debt.
It can be very easy to spend money when you using a credit card because you can get into the habit of feeling like that money is yours but it's not, it's the credit card company's, meaning you have to pay it back. The point here is to not "bite off more than you chew," so to speak. Don't use your credit card on something you can't afford to pay back, be responsible with your credit.

To save for a vacation.
Everyone deserves a vacation and it can be healthy for you to give yourself the time off, but few people can likely afford to take a vacation whenever they want. Take one at the end of the year and save up money each month so when it comes time to pay for your vacation, you aren't making such a costly decision. You are using money that you have saved for this particular reason.

Meet Your Financial New Year Resolutions with First Bank of the Lake!

Did you know you can build your savings automatically? Learn how and check out the Free Kasasa Saver® at First Bank of the Lake. Learn more and visit our website at www.FirstBankLake.com. If you have any questions, please do not hesitate to call our friendly staff today at (573) 348-2265.

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First Bank of the Lake - Striving For Excellence

Member FDIC. Equal Housing Lender.

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway
Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, December 13, 2019

New Year, New Business?

Is 2020 the year? Is it the year that you finally start the business of your dreams, be your own boss? Starting and managing a profitable business is not for the weak-minded. In addition to being passionate about what you are doing, you should be financially prepared. That's where our Lake of the Ozarks SBA loan officers come in. We can help you find the financial help you need to get your business up and running. For more information on that, please call our bank at the Lake of the Ozarks today at (573) 348-2265. In the meantime, keep reading for a few tips for starting a new business in 2020.

Be passionate about what you do 100% of the time.
If you are serious about becoming a business owner, it's important to you truly love what you do because you will likely be working more than you ever have before in order to get your own business up and running. That will be much harder to do if you are not passionate about what you are doing.

Thinking about starting your business on the side.
It can be a good idea to keep your day job when starting a new business. If the business fails, you have a steady income to live on still. If the business takes a long time to become profitable, which is highly likely for new businesses, then it can be a good idea to have your day job still.

Build a customer base.
Plain and simple, you need customers in order to be successful. So it's important to build a strong, loyal customer base as early on as possible. Be the company that your customers have to go to because they're so happy they won't even consider going to a competitor.

Check out the competition.
Be aware of your competition and do your research. You need to stay updated on your market and how your industry is performing. You need to know how your competitors are marketing their businesses, what services they're offering, and how their pricing compares to yours. Being informed is being smart.

Market your business in a strategic way.
At the end of the day, ask yourself, did I communicate with my customers the way they like to be communicated to or the way I like to communicate? For example, if your primary target market is affluent women, then you should be advertising on Pinterest because they are the known market using that social media platform.

The SBA Loan Officers at First Bank of the Lake Are Here For You!

At First Bank of the Lake, we don't try to sell you a loan or service you don't need, but if you're in need of a small business loan at the Lake of the Ozarks, give us a call. Our SBA loan officers say "You have to spend money, to make money." For more information on our small business loans, please give us a call today. We can be reached at (573) 348-2265.

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First Bank of the Lake - Striving For Excellence

Member FDIC. Equal Housing Lender.

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway
Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, December 6, 2019

December Events at the Lake of the Ozarks

First Bank of the Lake LOVES being a part of this community! Our Osage Beach bank is located in the heart of the Lake of the Ozarks. This community offers so much to our residents and visitors. It's amazing how these businesses can come together to orchestrate so many events this time of year with everything going on. This Lake of the Ozarks bank is here to give you some need-to-know information on some of the upcoming December events in this week's blog. First Bank of the Lake - Local Banking Makes a Difference.

Source: www.FunLake.com

Celebration Cruises Christmas On The Lake
Nov 22, 2019 - Dec 28, 2019
Celebration Cruises
Bagnell Dam Blvd.
Lake Ozark MO 65049
Phone: 573-480-3212
Website: http://www.cruiselakeoftheozarks.com
Facebook: https://www.facebook.com/CelebrationCruiseLOTO
Hours of Operation: Wed, Fri & Sat - Reservations Required

Reservations required. Please visit the website above for reservation information.

Christmas on Main Street
Nov 29, 2019 - Dec 22, 2019
Main Street Music Hall
5845 Osage Beach Parkway
Osage Beach Missouri 65065
Phone: 573-348-9500 or 800-348-9501
Website: http://www.lakemusichall.com/tickets.asp
Facebook: https://www.facebook.com/mainstreetmusichall/
Hours of Operation: Call for Show Times & Tickets

Event Details - For showtimes and tickets call 573-348-9500 or access the online ticketing system at http://www.lakemusichall.com/tickets.asp

Lake Area Community Orchestra at First Baptist Church
Dec 03, 2019
First Baptist Church
209 S. Aurora
Eldon MO 65026
Phone: 660-341-1234
Website: lakeareacommunityorchestra.org/
Facebook: https://www.facebook.com/Lake-Area-Community-Orchestra-117581758272169/
Hours of Operation: 7:30 pm

Event details - The Lake Area Community Orchestra performs its second concert of the Winter Season. Concerts are free and open to the public, but goodwill offerings are welcome. For more information, please go to www.lakeareacommunityorchestra.org.

Christmas for Kids
Dec 07, 2019
The Lodge of Four Seasons; Granada Room
315 Four Seasons Drive
Lake Ozark Missouri 65049
Phone: 580-402-1708
Email: angiebarns@suddenlink.net
Website: http://www.lakeareachristmasforkids.com
Hours of Operation: 5:30 PM - Cocktail Party; 6:30 PM - Dinner

This is a Benefit Sponsored by the Christmas for Kids Committee, Kiwanis Club of Ozark Coast and Lake Area Businesses.

Proceeds provide underprivileged children at Lake of the Ozarks and surrounding communities with two Christmas gifts per child plus a $15 gift certificate for the lake area resale shops for each child. Funds left over after providing Christmas for the children go to organizations we support throughout the year:

CADV
Children’s Learning Center
Hope House
Kids Harbor
Lake Area Big Brothers/Big Sisters
Lake Area Helping Hands
Lake Regional Pediatrics
LOFD Car Seat Program
LOSA
Ronald McDonald House (Columbia, MO)
School of the Osage Cares for Kids
Scholarships for Kids
Share the Harvest Food Pantry
Tri-County YMCA
Wonderland Camp

...and many more.

One of the best silent and live auctions at the Lake will be returning.
Djay Johnny Marsi with Elite Lighting & Sound will be there to entertain you until midnight.
In following the Christmas for Kids tradition, each person is asked to bring a new, unwrapped toy with a value of $20, or a $20 cash donation upon entry.
If purchasing a table of 10 is not an option for you, we will offer single tickets to be purchased in advance for $70 per person. This includes entrance into the event at 5:30pm, sit down dinner, auction item purchase opportunities, and evening entertainment.

RSVP your table today!

PLEASE NOTE: Must be 21 to enter.

For Reservations, Sponsorships, or More Information contact: Angie Barns at angiebarns@suddenlink.net.

Camdenton Christmas on the Square
Dec 07, 2019
Camdenton Square
Camdenton MO 65020
Phone: 573-346-2227
Website: http://www.camdentonchamber.com
Hours of Operation: 8:30 am – 1:30 pm

Activities will begin with the Running of Elves 5K at 8:30 AM. At 10:00 AM, festivities will kick-off with:

Games
Ornament making
Chocolate snowmen
Prize drawings
Craft tables
Music
Cookie decorating
Petting zoo
Hot dogs
Hot chocolate
Cookies

...and more!

For more information, please see the website listed above.

A Christmas Story - Sunrise Beach Little Theatre
Dec 12, 2019 - Dec 13, 2019
Sunrise Beach Little Theatre
15133 North Hwy 5
Sunrise Beach MO 65079
Phone: 573-374-0374
Email: veejay-1@charter.net
Hours of Operation: 7 pm

The Sunrise Beach Little Theatre will be presenting a production of "A Christmas Story" by Phillip Grecian and directed by Beth Buffe on Thursday and Friday evenings December 12 and 13.
The play based on the motion picture “A Christmas Story” distributed by Warner Brothers. Based on a memoir about growing up in the Midwest in the 1940s, follows 9-year-old Ralphie in his quest to get a genuine Red Ryder BB gun. Ralphie pleads his case before his mother, his teacher and even Santa Claus himself. The consistent response: “You’ll shoot your eye out!”
This classic play will be presented at the Sunrise Beach Community Center (15133 North Hwy 5) in Sunrise Beach.
Doors open at 6:00 p.m. with play beginning at 7:00 p.m. Admission to this production will be $10 for adults and $5 for 12 and under. Reservations are not required. For more information call 573-374-0374.

All of us here at our Lake of the Ozarks bank hope you enjoyed reading about these community events! We really do love this community, it's a one of a kind place and there's no other place quite like it. To help make this community thrive you should buy locally and bank locally! To learn all about our services, such as online banking, mobile banking, business checking accounts, installment loans, and more, please visit our website at www.FirstBankLake.com. If you have any questions about what you see on our website, please visit give our friendly staff a call today at (573) 348-2265.

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First Bank of the Lake - Striving For Excellence

Member FDIC. Equal Housing Lender.

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway
Suite 100
Osage Beach, MO 65065

(573) 348-2265

Wednesday, November 27, 2019

How to Get Paid To Christmas Shop!

One of the BIGGEST shopping days of the year is coming up soon, Black Friday! Although, this year, Black Friday deals started much earlier, as early as the day after Halloween. Our Lake of the Ozarks bank hopes you get the deals you've been searching for this holiday season. In addition to holiday deals, why not add to the excitement and get paid to Christmas shop? This bank at the Lake of the Ozarks has just the thing. Check out the Free Kasasa Cash Back® Checking account at First Bank of the Lake. Learn more at https://firstbanklake.com/kasasa-cash-back-checking.html. Keep reading to learn how it works. If you have any questions, feel free to give us a call at (573) 348-2265.

How to Get Paid To Christmas Shop!

STEP 1: Stop in First Bank of the Lake and ask our friendly account specialists about the Free Kasasa Cash Back® Checking.

STEP 2: Become AMAZED when you hear the benefits of this account, which are:

Benefits:

Free checking that pays you back
4.00% cash back on debit card purchases**
No category restrictions on purchases
Cash back earned on up to $250 in purchases monthly
Earn up to $120 cash back per year, $10 per month**
Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)**
Link to free Kasasa Saver® to build savings automatically
Kasasa Protect™ available at a discounted rate
No minimum balance to earn rewards
No monthly service fee
Free online banking
Free e-statements
Free debit card
$25 minimum deposit to open
Please note that enrolling in e-statements is a condition of having this account.

Here’s how easy it is to earn your rewards:
To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

Have at least 12 debit card purchases post and settle
Be enrolled in and log into online banking
That’s all! And even if you don’t meet these qualifications, there are no penalties and you still have a free account. Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.

**Click Here For Our Kasasa Cash Back Disclaimer

** Please Click Here For Kasasa Qualification Cycle & Statement Cycle Dates

*APY=Annual Percentage Yield

STEP 3: Apply for the Free Kasasa Cash Back® Checking at First Bank of the Lake, get approved and SHOP!

Get Paid To Christmas Shop This Year with First Bank of the Lake!

All of us here at First Bank of the Lake hope you have a wonderful holiday season! It's such a magical time of year and we hope you all enjoy it. It's always nice to get paid to shop, especially for Christmas presents. If you feel the Free Kasasa Cash Back Checking® is the checking account you have always been searching for and want to move forward, come apply for it at First Bank of the Lake. Our account specialists would love to assist you. Stop by our bank in Osage Beach, located by the Osage Beach Premium Outlets entrance.

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First Bank of the Lake - Striving For Excellence

Member FDIC. Equal Housing Lender.

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway
Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, November 22, 2019

Prepping For Thanksgiving on a Budget

Thanksgiving 2019 is next week! Can you believe it? This year is going by so fast. With Christmas following shortly behind Thanksgiving, you're likely trying to save every penny you can to prepare that Thanksgiving can be tough, with everything that needs to be done, especially if you are hosting. Have no fear though, our bank at the Lake of the Ozarks is here to help! This Osage Beach bank knows how tough it can be to budget for every holiday and having a savings account at the Lake of the Ozarks you can count on to help you really build your savings is essential. Check out the Free Kasasa Saver at First Bank of the Lake by visiting https://firstbanklake.com/kasasa-saver.html. In the meantime, keep reading for a few tips for prepping for Thanksgiving on a budget in this week's blog.

Prepping For Thanksgiving on a Budget

Do an inventory on your pantry!
Have you ever gone to the store, bought everything you know you need for this special holiday recipe, came home, checked your pantry for something and realized you already had many of the ingredients needed? Don't you just hate it when this happens? Prepping holiday dishes for everyone for Thanksgiving can be really stressful at times and you can feel like you never have enough money or time to get everything done. However, this simple change, just checking your pantry before you start may end up saving you a ton of money and time and help way more than you expect.

Be strategic with your turkey.
Think about how many people are coming to your Thanksgiving. Do you really need a whole turkey? You can buy parts of the turkey, versus the whole turkey. For example, just buy the breast and serve that to your guests.

Make Thanksgiving BYOB.
BYOB or Bring Your Own Booze can be a very effective method of prepping for Thanksgiving on a budget. Have your guests bring their own wine, beer, or drinks of choice. Buying alcoholic beverages for everyone can be very costly, so try this way to save some money.

Host a Thanksgiving potluck.
You can also have each guest bring a side and you can offer to handle the meat, by the time the last guests get there with their delicious side, you could have a full meal for a lot less money.

Save Your Money For The Holiday Season with First Bank of the Lake!

We understand the struggles of simply AFFORDING the holiday season these days, but we can help you by offering a savings product that can not only help you save but essentially pays you for banking locally. That may be hard to believe, but that's exactly what you get when you sign up for the Free Kasasa Saver® at First Bank of the Lake. Learn more and visit https://firstbanklake.com/kasasa-saver.html.

Want More Awesome Finance Tips? Sign Up For Our Newsletter!

First Bank of the Lake - Striving For Excellence

Member FDIC. Equal Housing Lender.

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway
Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, November 15, 2019

How To Save Money This Christmas

Christmas 2019 will be here before you know it! This is supposed to be a happy time of year but many people are stressing about how they will be able to afford it. Our bank at the Lake of the Ozarks is here to let you know you shouldn't worry because there are ways you can save money this Christmas but still deliver an awesome holiday party to your loved ones. Keep reading for a few of those money-saving holiday tips. If you would REALLY like to save some money this year, open up a fantastic savings account at the Lake of the Ozarks. First Bank of the Lake offers the Free Kasasa Saver® that can help you build your savings automatically.

Money-Saving Holiday Tips

Try Secret Santa This Year!
Instead of having to purchase gifts for all family members and friends that attend your Christmas party each year, draw names at Thanksgiving (where the same people will likely be) and hold a Secret Santa drawing, where each person only buys one present and it's for whoever they drew for Secret Santa. This way you could save a ton of money as you are only buying one gift versus the several you normally would buy for everyone.

Have a Budget and Stick To It!
Know what you can realistically spend this year for Christmas 2019 and stick to that. Don't be tempted to spend even more money and focus on your budget. You don't have to spend tons of money to make Christmas special because that's not what this holiday is all about.

Shop The Deals, There's More This Year!
It has been announced that Black Friday deals have started very early this year, as early as the day after Halloween. There are six fewer shopping days this year, so take advantage of these deals because you can start saving money on your Christmas shopping right now.

Make Christmas Dinner a Pot Luck!
Rather than spending so much money on several Christmas dishes this year, start a pot luck tradition! This allows for family members and friends who may be attending your Christmas party to bring in dishes. This way you only have to spend money on one dish, versus every dish. In addition to saving money, pot luck can also save you a ton of time and stress.

Save Money For Christmas 2019 with First Bank of the Lake!

All of us here at First Bank of the Lake would like to wish everyone a very happy holiday season this year. We know that while this is supposed to be a very special time of year, it can be stressful at times financially. Our Lake of the Ozarks bank hopes you found these money-saving holiday tips enlightening and that they help you with your holiday preparations this year. To really save money for Christmas this year, look into the Free Kasasa Saver® at First Bank of the Lake. To learn more about this fantastic savings product, please visit our website at www.FirstBankLake.com or give us a call today at 573-348-2265.

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First Bank of the Lake - Striving For Excellence

Member FDIC. Equal Housing Lender.

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway
Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, November 8, 2019

Holiday Light Display Events at the Lake of the Ozarks

The holidays are upon us! What a magical time of year this is, especially at the Lake of the Ozarks. Our local bank in Osage Beach just LOVES the special things this community does around the holidays. This bank at the Lake of the Ozarks is here to give you information on where the holiday light parks are and when you can enjoy them this year. To bank local and support your community, visit First Bank of the Lake. See the products we offer at www.FirstBankLake.com.

Holiday Light Display Events at the Lake of the Ozarks

Source: https://www.funlake.com/lake-holiday-light-parks

Lake Holiday Light Parks

Nov 20, 2019 - Jan 01, 2020

Various Locations throughout the Lake area

Entire Lake Area

Osage Beach MO 65065

Phone: 1-800-386-5253 or 573-348-1599

Email: info@funlake.com

Website: http://funlake.com/Events?category=Events&type=Event

Enchanted Village of lights

Nov. 22, 2019 - Jan 2, 2020

Laurie Fairgrounds

269 Fairgrounds Road, Laurie, MO

573-374-8776

Open Nightly 5 pm to 9 pm (10 pm weekends)

St. Patrick's Festival of Lights

Nov 28, 2019 - Jan 1, 2020

Shrine of St. Patrick/ Mother's Shrine

176 Marian Drive, Laurie, MO

573-374-7855

Open Nightly 5 pm to 10 pm

Versailles Unity Circle of Lights

Nov 29, 2019 - Jan 2, 2020

Versailles City Park

Jct Hwy 5 and 52, Versailles, MO

573-378-4634

Open nightly from dusk until midnight

Osage Beach Holiday Lights

Nov 30 - Dec 29, 2019

Osage Beach City Park & Osage Beack Pkwy

950 Hatchery Rd, Osage Beach, MO

573-302-2000

Open nightly

Happy Holidays from First Bank of the Lake!

All of us here at our local community bank in Osage Beach hope you enjoyed reading about all the holiday light parks at the Lake of the Ozarks. We hope you have fun with your friends, family, and other loved ones this year. Again to bank with a local bank and support your community, check out First Bank of the Lake. We've said it before and we'll say it again but, when you work with a local bank, you put your money to work growing the local economy. We share a common commitment to our community with our customers. It's important that this community comes together to stay strong, financially. Not only is it important for businesses to support each other but it takes residents coming together too, to buy local and really help this community thrive. Bank local and choose First Bank of the Lake, your 5-Star rated community bank (BAUER FINANCIAL). Learn more about us by visiting our website at www.FirstBankLake.com. You can also give us a call or stop by, our phone number and location are listed below. Happy Holidays to all!

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First Bank of the Lake - Striving For Excellence

Member FDIC. Equal Housing Lender.

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway
Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, November 1, 2019

FAQs About the Free Kasasa® Saver

Here at our community bank at the Lake of the Ozarks, we truly understand how important it is to save every cent you can these days. Doing that means having savings options that work for you! That's where our bank in Osage Beach comes in. Our Lake of the Ozarks bank specializes in providing savings accounts that help you build your savings automatically. The savings account we are featuring in this week's blog is called the Free Kasasa Saver®. This is a very popular product with our customers. Keep reading for a few frequently asked questions about the Free Kasasa Saver® and our answers.

FAQs About the Free Kasasa® Saver

Q: What makes saving money with the Kasasa® Saver so easy?

A: Free Kasasa Saver® is saving simplified. You can connect it to your Kasasa Cash® or Kasasa Cash Back® checking to build your savings effortlessly. When you earn cash rewards in your Kasasa checking, those earnings transfer into your Kasasa Saver.

Q: What are some of the benefits of choosing the Free Kasasa® Saver over other savings accounts?

A: Some of the benefits of having the Free Kasasa Saver® include:

Links to free Kasasa Cash or Kasasa Cash Back checking
Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
0.75% APY* on balances up to $25,000
0.75% to 0.35% APY* on balances over $25,000 depending on balance in account**
0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
No minimum balance to earn rewards
No monthly service fee
Free online banking
Free e-statements
Free debit card
$25 minimum deposit to open

Q: What do you mean when you say "earn rewards"?

A: We also have Kasasa® checking accounts here. You can learn more about those HERE. Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

Have at least 12 debit card purchases post and settle
Be enrolled in and log into online banking

That’s really it! Even if you don’t meet these qualifications, there are no penalties — your accounts are still free. Plus, you’ll still earn our base rate on your Kasasa Saver balance. And you can get right back to earning your full rewards the very next cycle that you qualify.

**Please Click Here For Our Kasasa Cash with Saver Disclaimer
**Please Click Here For Our Kasasa Cash Back with Saver Disclaimer
**Please Click Here For Kasasa Qualification Cycle & Statement Cycle Dates
*APY=Annual Percentage Yield

All of us here at our friendly bank at the Lake of the Ozarks hope you found these frequently asked questions and answers helpful in understanding the Free Kasasa® Saver more. If you have any questions or would like to learn more about this phenomenal savings account at the Lake of the Ozarks, please do not hesitate to give us a call. The great staff at First Bank of the Lake can be reached at (573) 348-2265. You can also visit our website at www.FirstBankLake.com for more information on all our wonderful banking products.

Want More Awesome Finance Tips? Sign Up For Our Newsletter!

First Bank of the Lake - Striving For Excellence

Member FDIC. Equal Housing Lender.

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway
Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, October 25, 2019

How To Plan Your Halloween Party On a Budget

Halloween parties can be very fun but also really expensive. Our bank at the Lake of the Ozarks is here to give you a few tips for planning your Halloween party on a budget. Our Osage Beach bank understands how important it is to save every cent you can these days, which is why we offer savings accounts at the Lake of the Ozarks that are designed to help you build your savings automatically. For more information on the Free Kasasa Saver®, please call First Bank of the Lake today at (573) 348-2265. You can also visit our website for more information at www.FirstBankLake.com.

How To Plan Your Halloween Party On a Budget

Potlucks are GREAT for saving money at parties.
If you are on a very strict budget this year and are trying very hard to stick to it, but you still want to throw an awesome party, you can do it. You'll just need to change things up a bit and be a little more selective on where you spend money. When it comes to food, throwing a potluck is a good way to do that.

DIY or Do It Yourself when it comes to your decorations.
There are so many tutorials on free printable templates out there that can help you design the BEST decorations for the perfect Halloween party without having to spend a bunch of money doing so. Here are a few examples of DIY Halloween decorations:

Fake tombstones in your yard made from cardboard and paint
Bats hanging from your front porch made from black cardstock paper and fishing line
Witches legs next to your house made from paper town rolls, paints, and shoes (appearing as if your house fell on a witch like in The Wizard of Oz)

Dollar stores are your best friend.
When it comes to gathering supplies for DIY Halloween decorations when you're on a budget, go to your local dollar store. You can find all sorts of great supplies there, such as battery-operated tea candles to go inside of pumpkins, fake fall-themed garland, and flowers, and Halloween candy for example.

Happy Halloween From First Bank of the Lake!

All of us here at our bank at the Lake of the Ozarks hope you found these tips for planning your Halloween party on a budget. Again, we understand how important saving money anywhere you can is these days. Build your savings automatically with the Kasasa Free Saver® at First Bank of the Lake. At First Bank of the Lake, we don't try to sell you a loan or service you don't need. And, we make all of our decisions right here at home - we use judgment and compassion when evaluating customer requests. Our goal is to find the right product or service to meet your financial needs. We're sure we have the perfect account to meet your needs. Call our friendly staff today at First Bank of the Lake and ask about the Free Kasasa Saver®. We can be reached at (573) 348-2265.

Want More Awesome Finance Tips? Sign Up For Our Newsletter!

First Bank of the Lake - Striving For Excellence

Member FDIC. Equal Housing Lender.

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway
Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, October 18, 2019

Get To Know Our Team - Dionne Torrence

It's that time again! Our monthly Get to Know Our Team series is still in full effect. Each month we ask our AWESOME employees a series of ten questions and feature their answers to you in a blog so you can get to know them better! Our bank at the Lake of the Ozarks is here to feature our very own Dionne Torrence to you in this week's blog. If you would like to bank with a community bank in Osage Beach who has a passion for delivering fantastic customer service to each and every customer who walks through our doors or drives through our drive-thru, call First Bank of the Lake today! We can be reached at (573) 348-2265. You can also learn more about us by checking out our website at www.FirstBankLake.com.

Get To Know Our Team - Dionne Torrence

1. How did you get started in the banking industry? I needed a change… applied as a teller, for a local bank and found that working in banking provided me with a skill set that was always needed.

2. What is your position at the bank? What are some of your key responsibilities? My title is a Loan Coordinator, and I am responsible for making sure that all documents are prepared as well as gathering all information required for the bank to meet all Compliance Regulations required by the Federal and State Government. I provide a seamless loan closing experience for the loan officers that I work with.

3. What brought you to the Lake of the Ozarks? My parents bought a 50 unit Resort/Hotel. My then 4 year old son and I moved with them. I loved being a part of Lake Life.

4. Where did you attend school? I graduated from Chillicothe High School in Chillicothe, Missouri.

5. What do you enjoy the most about your job? Firstly – the people I work with. I couldn’t ask for better co-workers. Secondly – banking is always changing. There is always something new to learn.

6. How do you enjoy spending your time when not at work? I spend time with family. We love to cook and gather together. I have a dog that loves walking with me and going to Ha Ha Tonka State Park. I am an avid reader and like to create and repurpose unique furniture.

7. When you were young, what did you want to be when you grew up? I wanted to be a Psychologist.

8. What is your dream vacation destination? The Mediterranean Why? So much history and beauty to experience and the color of the water just draws me in.

9. What is something few people know about you? I’m an open book.

10. If you won the lottery, what would you do? I don’t know yet, but I hope to find out soon though.

All of here at our Lake of the Ozarks bank hope you enjoyed this blog and getting to know one of our very own a little better! For more information about our community bank and the products we offer, please visit our website at www.FirstBankLake.com. You can stop by and visit us! We are located right near the entrance to the Osage Beach Premium Outlets.

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First Bank of the Lake - Striving For Excellence

Member FDIC. Equal Housing Lender.

Located at the entrance to the Osage Beach Premium Outlets!

4558 Osage Beach Parkway
Suite 100
Osage Beach, MO 65065

(573) 348-2265

Friday, October 11, 2019

More Fall Events at the Lake of the Ozarks

Our Lake of the Ozarks bank is so proud to be a part of this community and it brings us great joy to tell you about the local events happening here each month. In this week's blog, our Bank in Osage Beach is here to give you some need-to-know information regarding more fall events at the Lake of the Ozarks. To bank with your 5-star community bank at the Lake of the Ozarks, call First Bank of the Lake today at (573) 348-2265.

Source: www.FunLake.com

Apple Butter Days & Fall Festival
Oct 18, 2019 - Oct 19, 2019
Camden County Museum
206 South Locust Street
Linn Creek Missouri 65052
Phone: 573-346-7191 ext.8
Email: events@camdencountymuseum.org
Website: http://www.camdencountymuseum.org
Hours of Operation: 9:00 am – 4:00 pm

Event Details: Many crafters with a variety of items available will be here. There will also be:

Craft demonstrations
Quilt raffle
Apple butter
Apple pies

The admission is free. A chili and soup lunch is available for donations.

YMCA Halloween Spooktacular and Trunk-Or-Treat
Oct 19, 2019
Tri-County YMCA of the Ozarks
950 Airport Rd
Osage Beach MO 65065
Phone: 573-348-9230
Email: ksovcik@lakeymca.org
Website: http://www.lakeymca.org
Hours of Operation: 1PM-3PM

Event details: Free food, games, coloring contest (must enter in advance), mighty machines, and spooky fun for just $2 per child will be available.

Lake Regional Cares For Kids Festival
Oct 19, 2019
Lake Regional Hospital-Lot B
54 Hospital Drive
Osage Beach Missouri 65065
Phone: 573-348-8222
Website: https://www.lakeregional.com/calendar/calendaritemdetail/?calendarid=6614&calendardate=10%2f21%2f2017+10%3a00+AM+(CDT)
Hours of Operation: 10:00 am - 1:00 pm

Event details: Helicopter and ambulance tours, an obstacle course for kids, pumpkin painting, car seat safety checks and much more will be available.

The Walking Dead Zombie Shoot
Oct 19, 2019
Haunted Holler/Fort 54 Paintball
651 Hiland Cr.
Osage Beach MO 65065
Phone: 573-692-2255
Email: fort54paintball@gmail.com
Website: https://www.facebook.com/Thehauntedholler/
Hours of Operation: 12:00 pm
Pricing: $10 for 100 paintballs

Event details: All ages get to shoot zombie walkers and BBQ, Music & Drink Specials will be available.

Witches N' Wine
Oct 19, 2019 - Oct 20, 2019
Shawnee Bluff Vineyard
8 Tolwood Rd
Eldon MO 65026
Phone: 573-365-1110
Email: events@shawneebluffwinery.com
Website: https://www.showclix.com/event/witches-n-wine-
Hours of Operation: 5 pm - 11 pm

Event details: Tickets are $20 and include a Complimentary Can of Shawnee Bluff Wine. This is for Ages 21 and up, Girlfriends Only Night Out. DJ & Dancing Proceeds of this Fundraiser Event are going towards the Missouri Forget Me Not Horse Sanctuary. This Charity Event is Rain, Snow or Shine, so please know that there are No Refunds.

First Bank of the Lake LOVES The Lake of the Ozarks!

All of us here at First Bank of the Lake hope you enjoyed learning about these local events. As we've said before, when you work with a local bank, you put your money to work growing the local economy! Loan approvals and other key decisions are made locally by people who live in YOUR community. We pride ourselves on having face-to-face relationships with our customers. Check out our website at www.FirstBankLake.com to learn more.

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First Bank of the Lake - Striving For Excellence

Member FDIC. Equal Housing Lender.